How can I cash a IRS check without having a bank account?

I don't have a bank account because I still have an oulstanding balance that I need to pay on an overdraft from an account in a different state. But in order to pay my overdraft and other bills I need to cash my tax refund. Do any banks allow you to do that?

How can I cash a IRS check without having a bank account?
Take it to one the local shylock Check Cashing services in your area. They would be happy to cash it for a fee.
Reply:go to any currency exchange if your bank won't accept payment from the refund check. currency exchanges charge a nominal fee for their services. but if you give your check to the bank for payment, they might hold the rest for some time so that it may clear.
Reply:Try a check cashing company; or if you had it prepared by someone like H%26amp;R Block they can probably cash it or at least give you a lead as to where you can get it cashed. But you know you can always open an account for $5-$25 bucks and get the rest back. If you need it for something, I'm sure the store you owe (their credit department) may allow you to sign it over to them. But frankly with identify thelf issues out there, you'll probably have a hard time cashing it without an account.
Reply:i'm sure they'd be happy to cash your check if the money is going to pay their bill.
Reply:Deposit the check into the overdrawn account. (You can send the check by mail; call the bank and ask for details.) They'll use it to pay the fees, then you can withdraw the rest and put it in another account.





If it's not easy to withdraw the money directly, you can just write a check to yourself, using a check from the out-of-state account, and deposit in your new account.
Reply:Most banks will cash your check for a fee with proper ID, even if you don't have an account. Anyway the only way a bank is going to know that you owe another bank in another state money is if they run your name through Chexsystems which they only do to open an account. Or you could try one of those check cashing businesses they just charge a higher fee then a bank does. Good luck!
Reply:Take it to a cash checking place and pay a fee. Or you can pay the bank their money that you owe them.