What is the most effective way to ask for a cash settlement from an insurance company?

My car was backed into in September. The repairs are more than the car to fix. The appraiser said he would subit his estimate with note that I was interested in a cash settlement. The car is a 1988 VW Jetta, I certainly don't want to put that kind of money into the car, but needless to say if/when we sell it, we won't get nearly as much.





How do I effectivly ask the insurance money for a cash settlement?

What is the most effective way to ask for a cash settlement from an insurance company?
You just ask the adjuster for the status of your claim. Bring the conversation up you had in the past and ask if they have reached a decision. They may have and just forgot to call. Your file may be stuck somewhere and forgotten about.
Reply:just tell them that you would prefer the money and will make repairs at your own time if you decide to. You are getting paid for damages to your property, I don't believe t hat they can force you to get it fixed.