How long does a company have legally to cash my check?

I sent in a check in August to cover my medical insurance for the year, so it was a pretty big amount. On September 10, they sent the letter to tell me that my coverage is active and that they received my check. I called to verify a week later, because they still had not cashed my check. It is now December 2, which is almost 3 months later, and it is still not cashed. How long does this company have legally to cash my check?

How long does a company have legally to cash my check?
Personal Checks are only good for 6 months. After that they become stale dated.
Reply:One would think that they would have cashed your check ASAP to get your money into their coffers. However, I believe they do have a year to legally cash it. It is the pits if you plan or planned on closing that account because now it must remain open until that check is cashed.
Reply:Call your bank. Banks have a time limit -- it varies from place to place.
Reply:In most cases, checks become nonnegotiable a year after they are written. Hold on to that letter in case you have problems with your coverage.