Monday, May 4, 2009

How do I cash a check issued by a bank that is not located in my state?

How do I cash a check issued by a bank that is not located in


My publisher issued me an advancement check issued by a bank that is not located in my state, I dont have a bank account or checking account and I need to cash it soon. What can I do? Please help!

How do I cash a check issued by a bank that is not located in my state?
Yikes. I've gone through similar situations.





It may depend on the bank, but invariably, banks make you deposit the check (you may have to open an account). Then you wait a few days for clearance, depending on the check's amount...You might be able to get a provisional credit within 24 hours, e.g. $500 available funds from a $10,000 check.
Reply:try a check cashing company.
Reply:Ask for a money order or official check, and go to a cash checking place....you will need to open a bank account somewhere in order to cash it at an actual bank, unless the bank manager is cool with you....Of course, going to a cash checking place, they will charge you fees for cashing it....if you open a new account at a bank, they will hold the funds for up to 9 business days....so your best bet is to ask your publisher to issue you a cashier's/official check...the difference being that an official check and a regular payroll check is paid for in advance, and should have little issues with availability of the funds.
Reply:go to a payday loan or check cashing company. they'll charge you a fee for cashing your check (usually 1%-5%) either go to 411.com or superpages.com, or call 411, or look in the phone book under check cashing and you can cash it. EASY.


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