Im 33 and earn approx 75000pa, I have 2 properties one is nearly paid off and I rent the other out to gear it. I have approx 80000 dollars saved in cash and investments. I have a wife earning approx 20000pa and no kids. I have not inhereted or won any money.
How much in cash/investments have you got and how old are you?
Your question seems to be about not your financial portfolio, but about how you "sum up" at this particular point in your life. A quarterly review, so to say. You've been busy. You've gotten seriously focused somewhere along the way. But, you're bright. You never sold out your deepest principles and dreams. That's it. You have DREAMS rather than ambitions. And, might you be considering some bold and well-planned leap of faith at this point in life? Your question reads like a well-ordered man muttering to himself on a dock by the sea. He has a ticket to cross some bright, vast ocean on a frugal ship. And, he pats himself down for a last checklist: "Wallet, passport, credit cards, cash, birth certificate, letter of introduction, safety box key, checkbook and picture of wife." Best of luck to you in your journey. Do it now. I don't have a lot of confidence in the economy holding out through your lifetime, not with 2070 and the end of oil on the horizon. Do NOT stake too large a percentage of your resources on long term goals. Go decidedly early medium-range. As for me, to actually get around to answering your question, I am old and I have no money.
Reply:I'm 20 and all i got is a smashed 1968 ford mustang with a 390 big block in it. ...that explains a lot. and around 6,000 cash some in the bank. about 4 other cars some run... and a fourwheeler some motorcycles I moved out when i was 16 and paid for everything myslef. my parents couldent afford to buy us anything. ...Icome from a family of 11 kids.
Reply:That's quite personal. You shouldn't be telling this much info publicly around the world like this. Just warning you. And it makes you sound really arrogant and haughty, which doesn't help any.
Reply:I'm 3 1/2. I'm so rich that Bill Gates comes over twice a week to defrag my Apple Computer.
Friday, November 20, 2009
How can I cash a IRS check without having a bank account?
I don't have a bank account because I still have an oulstanding balance that I need to pay on an overdraft from an account in a different state. But in order to pay my overdraft and other bills I need to cash my tax refund. Do any banks allow you to do that?
How can I cash a IRS check without having a bank account?
Take it to one the local shylock Check Cashing services in your area. They would be happy to cash it for a fee.
Reply:go to any currency exchange if your bank won't accept payment from the refund check. currency exchanges charge a nominal fee for their services. but if you give your check to the bank for payment, they might hold the rest for some time so that it may clear.
Reply:Try a check cashing company; or if you had it prepared by someone like H%26amp;R Block they can probably cash it or at least give you a lead as to where you can get it cashed. But you know you can always open an account for $5-$25 bucks and get the rest back. If you need it for something, I'm sure the store you owe (their credit department) may allow you to sign it over to them. But frankly with identify thelf issues out there, you'll probably have a hard time cashing it without an account.
Reply:i'm sure they'd be happy to cash your check if the money is going to pay their bill.
Reply:Deposit the check into the overdrawn account. (You can send the check by mail; call the bank and ask for details.) They'll use it to pay the fees, then you can withdraw the rest and put it in another account.
If it's not easy to withdraw the money directly, you can just write a check to yourself, using a check from the out-of-state account, and deposit in your new account.
Reply:Most banks will cash your check for a fee with proper ID, even if you don't have an account. Anyway the only way a bank is going to know that you owe another bank in another state money is if they run your name through Chexsystems which they only do to open an account. Or you could try one of those check cashing businesses they just charge a higher fee then a bank does. Good luck!
Reply:Take it to a cash checking place and pay a fee. Or you can pay the bank their money that you owe them.
How can I cash a IRS check without having a bank account?
Take it to one the local shylock Check Cashing services in your area. They would be happy to cash it for a fee.
Reply:go to any currency exchange if your bank won't accept payment from the refund check. currency exchanges charge a nominal fee for their services. but if you give your check to the bank for payment, they might hold the rest for some time so that it may clear.
Reply:Try a check cashing company; or if you had it prepared by someone like H%26amp;R Block they can probably cash it or at least give you a lead as to where you can get it cashed. But you know you can always open an account for $5-$25 bucks and get the rest back. If you need it for something, I'm sure the store you owe (their credit department) may allow you to sign it over to them. But frankly with identify thelf issues out there, you'll probably have a hard time cashing it without an account.
Reply:i'm sure they'd be happy to cash your check if the money is going to pay their bill.
Reply:Deposit the check into the overdrawn account. (You can send the check by mail; call the bank and ask for details.) They'll use it to pay the fees, then you can withdraw the rest and put it in another account.
If it's not easy to withdraw the money directly, you can just write a check to yourself, using a check from the out-of-state account, and deposit in your new account.
Reply:Most banks will cash your check for a fee with proper ID, even if you don't have an account. Anyway the only way a bank is going to know that you owe another bank in another state money is if they run your name through Chexsystems which they only do to open an account. Or you could try one of those check cashing businesses they just charge a higher fee then a bank does. Good luck!
Reply:Take it to a cash checking place and pay a fee. Or you can pay the bank their money that you owe them.
What would be the reasons for a restaurant to accept cash only?
There's a restaurant in town that takes only cash and checks and I wonder why. I think they'll get out of the transaction fee from credit card companies. Is that 1%? Could they also do it to evade taxes?
What would be the reasons for a restaurant to accept cash only?
No, most of the time its 2.5% or higher for restaraunts and there is a swipe fee of $.25 cents which all adds up.. cash only is good but its not the norm nowadays
Reply:Some of the credit card fees are up to 3% - quite a bit to pay for small businesses. I guess they could do it to evade taxes too.
student loan
What would be the reasons for a restaurant to accept cash only?
No, most of the time its 2.5% or higher for restaraunts and there is a swipe fee of $.25 cents which all adds up.. cash only is good but its not the norm nowadays
Reply:Some of the credit card fees are up to 3% - quite a bit to pay for small businesses. I guess they could do it to evade taxes too.
student loan
Can you recieve cash back at closing if the loan amount is more than the sales price?
This is referring to using a hard money lender. If the loan is 84k and the sales price is 69K can you get cash back to start repairs?
Can you recieve cash back at closing if the loan amount is more than the sales price?
I recommend that you disclose this to the lender. Many lenders prohibit the practice.
If the cash is for repairs, the lender will probably want the money held by the title company in escrow, to be paid to the contractors as they finish the work.
Reply:If you do not tell the lender about it, then yes. Later, you will be arrested and put in prison for fraud. There are a few legitimate reasons to get cash back at closing. However, those reasons are very rare. It is often a RESPA violation and the closing agent will not knowingly participate unless the bank specifically says it it O.K.
Reply:Depends on the lender involved, but in many cases you can. You may need to provide estimates of repair costs needed, and may also be required to have the lender hold the monies in escrow, to be paid out only to the appropriate contractors involved.
Check with your lender.
Reply:more than likely a new loan will be written so you can make repairs.OR the full price on the house will stand but a writer tacked on the loan showing where the money is going.YOU DON'T WANT TO BEING PAYING ON TWO LOANS.
Can you recieve cash back at closing if the loan amount is more than the sales price?
I recommend that you disclose this to the lender. Many lenders prohibit the practice.
If the cash is for repairs, the lender will probably want the money held by the title company in escrow, to be paid to the contractors as they finish the work.
Reply:If you do not tell the lender about it, then yes. Later, you will be arrested and put in prison for fraud. There are a few legitimate reasons to get cash back at closing. However, those reasons are very rare. It is often a RESPA violation and the closing agent will not knowingly participate unless the bank specifically says it it O.K.
Reply:Depends on the lender involved, but in many cases you can. You may need to provide estimates of repair costs needed, and may also be required to have the lender hold the monies in escrow, to be paid out only to the appropriate contractors involved.
Check with your lender.
Reply:more than likely a new loan will be written so you can make repairs.OR the full price on the house will stand but a writer tacked on the loan showing where the money is going.YOU DON'T WANT TO BEING PAYING ON TWO LOANS.
What is the best fantasy auto racing game that includes cash and prizes?
I know that Yahoo has a great fantasy auto racing game, but just looking for any other games that are pay, that you can receive cash and prizes for. Not really looking for pay-per-transaction leagues, just one-time pay leagues.
What is the best fantasy auto racing game that includes cash and prizes?
I think you join "Plus" leagues.
Reply:i would like to know as well
What is the best fantasy auto racing game that includes cash and prizes?
I think you join "Plus" leagues.
Reply:i would like to know as well
Can you claims tax credit for cash expenses?
I read somewhere that you should save all the receipts that you paid with cash, make a list of tips, tolls, anything paid in cash to claim it at the end of the year to IRS. I have never done that before. Is that true?
Can you claims tax credit for cash expenses?
Absolutely. Just because you paid something with cash doesn't make in non-deductible, just difficult to keep track of. You need to have flawless records to use cash deductions, though. You can generally get receipts for tolls if you go through the manual lanes, or if you live in a state that has some sort of electronic tollway device that you put in your car, that would be a better alternative than paying cash.
The IRS doesn't like to see cash payments, but sometimes they are necessary. Just keep it to a minimum.
Reply:I read the same article and it was written a bit misleading.
PALADIN is correct when he says that these expenses must be "business" expenses and not personal expense. Driving back and forth to work is a personal expense.
I really hate these articles sometimes. They seem to forget that what they are writing applies to only a small percentage of people.
Reply:It is if they were "business" expenses not reimbursed by your employer.
"Personal" expenses are not eligible for a tax deduction.
Can you claims tax credit for cash expenses?
Absolutely. Just because you paid something with cash doesn't make in non-deductible, just difficult to keep track of. You need to have flawless records to use cash deductions, though. You can generally get receipts for tolls if you go through the manual lanes, or if you live in a state that has some sort of electronic tollway device that you put in your car, that would be a better alternative than paying cash.
The IRS doesn't like to see cash payments, but sometimes they are necessary. Just keep it to a minimum.
Reply:I read the same article and it was written a bit misleading.
PALADIN is correct when he says that these expenses must be "business" expenses and not personal expense. Driving back and forth to work is a personal expense.
I really hate these articles sometimes. They seem to forget that what they are writing applies to only a small percentage of people.
Reply:It is if they were "business" expenses not reimbursed by your employer.
"Personal" expenses are not eligible for a tax deduction.
How do I work out whether a company car will cost more than cash alternative?
I've been offered a company car as part of my job or I can take a cash alternative and lease a car of my own.
If I choose the cash option, I need to pay for insurance, maintenance.
What I need to do is find out which option will cost me least - so, working on a car such as a VW Passat 2.0 se tdi 4 dr saloon with benefit in kind P11D value of £18,592 and emissions 159, what would be the monthly tax bill?
Thanks
How do I work out whether a company car will cost more than cash alternative?
18592 * (15+ (160-140)/5)% = £3532 per year, every year, is what they will be paying you as a benefit for the car. You will not pay tax directly on it but it will lower your tax free allowance by this amount for the subsequent tax years
If your salary before the car is less than 34000 the tax due will be approx (3532 * 0.33) = £1165.56 that would be split evenly each month as approx £97.
If your salary is 38000 or above before the car benefit then tax on that is approx (3532 * 0.41) = £1448.12 a year.
Don't think of it in terms of tax because if they increase your salary/give you a lump sum you will also pay tax. You need the salary increase less maintenance and insurance and compare to the car benefit and look at useful life of the car etc etc. you need some more figures for me to play with.
Reply:As agius says, the cash equivalent of a Passat is £3532 - this is what you would pay tax on.
What you need to do is work out how much it would cost you to lease a similar car per annum and deduct your business use. Has your company told you what lump sum they would pay you? Without knowing that, it's hard to work out what is best!
You need to compare the two cash amounts as tax will be charged at your highest rate on either the car benefit (£3532) or the lump sum less business miles.
Reply:The CO2 value of 159 is rounded down to the next multiple of 5, ie. to 155. For the tax year 2007/8 that gives an appropriate percentage of 18%. However, assuming the car was not registered before 1 January 2006, there is a 3% supplement for diesel cars. Therefore the actual percentage that will be applied to the list price is 21%.
So, the benefit for 2007/8 would be £18,592 x 21% = £3,904. This would be apportioned if the car is not available for the whole year. You would pay tax on the benefit as though you had earned that amount in extra salary. Note that you only pay TAX on the benefit - not employee's national insurance as agius thought. The amount of tax you pay would depend on your personal circumstances but is likely to be £859 (at 22%) or £1,562 (at 40%) for a full year.
You need to compare:
1. that tax charge, and
2. the cost of leasing and maintaining your own car partly offset by the value of the cash alternative (which will be subject to tax and national insurance).
You might also like to note that for the tax year 2008/9 the appropriate percentage for calculating the benefit will increase to 22%. Therefore the benefit figure will be £4,090. On the other hand, the basic rate of tax will fall to 20% so you might actually pay less tax on the benefit next year.
dog teeth
If I choose the cash option, I need to pay for insurance, maintenance.
What I need to do is find out which option will cost me least - so, working on a car such as a VW Passat 2.0 se tdi 4 dr saloon with benefit in kind P11D value of £18,592 and emissions 159, what would be the monthly tax bill?
Thanks
How do I work out whether a company car will cost more than cash alternative?
18592 * (15+ (160-140)/5)% = £3532 per year, every year, is what they will be paying you as a benefit for the car. You will not pay tax directly on it but it will lower your tax free allowance by this amount for the subsequent tax years
If your salary before the car is less than 34000 the tax due will be approx (3532 * 0.33) = £1165.56 that would be split evenly each month as approx £97.
If your salary is 38000 or above before the car benefit then tax on that is approx (3532 * 0.41) = £1448.12 a year.
Don't think of it in terms of tax because if they increase your salary/give you a lump sum you will also pay tax. You need the salary increase less maintenance and insurance and compare to the car benefit and look at useful life of the car etc etc. you need some more figures for me to play with.
Reply:As agius says, the cash equivalent of a Passat is £3532 - this is what you would pay tax on.
What you need to do is work out how much it would cost you to lease a similar car per annum and deduct your business use. Has your company told you what lump sum they would pay you? Without knowing that, it's hard to work out what is best!
You need to compare the two cash amounts as tax will be charged at your highest rate on either the car benefit (£3532) or the lump sum less business miles.
Reply:The CO2 value of 159 is rounded down to the next multiple of 5, ie. to 155. For the tax year 2007/8 that gives an appropriate percentage of 18%. However, assuming the car was not registered before 1 January 2006, there is a 3% supplement for diesel cars. Therefore the actual percentage that will be applied to the list price is 21%.
So, the benefit for 2007/8 would be £18,592 x 21% = £3,904. This would be apportioned if the car is not available for the whole year. You would pay tax on the benefit as though you had earned that amount in extra salary. Note that you only pay TAX on the benefit - not employee's national insurance as agius thought. The amount of tax you pay would depend on your personal circumstances but is likely to be £859 (at 22%) or £1,562 (at 40%) for a full year.
You need to compare:
1. that tax charge, and
2. the cost of leasing and maintaining your own car partly offset by the value of the cash alternative (which will be subject to tax and national insurance).
You might also like to note that for the tax year 2008/9 the appropriate percentage for calculating the benefit will increase to 22%. Therefore the benefit figure will be £4,090. On the other hand, the basic rate of tax will fall to 20% so you might actually pay less tax on the benefit next year.
dog teeth
What are the requirements/procedures to cash a personal check @ a check cashing place?
What do I need to bring to the place [for example drivers license, the check :P, me,] Anything specific? Do I have to be over eighteen? Does it need to be written in the name of the person over eighteen if so? How much can I cash?
What are the requirements/procedures to cash a personal check @ a check cashing place?
I don't believe check cashing places cash personal checks. If someone has given you a personal check, made out to you, you need to go directly to the bank on which the check is drawn. If it's an out-of-state bank, you have to deposit it into your own bank account and wait for it to clear. Very few places will cash "third party" checks (checks that are made out to one person, but being cash by another).
Reply:If you want to cash a check, the best place to do it is at the same bank as the check is issued from. For example, the check is written by John Doe but the bank is Well Fargo, then go to any wells Fargo to cash it.
Now to directly answer your question, Any check can be cashed at any place as long as you have an account there. If you don't then you have to go to the same banking organization as the check issuer as I said above and you need identification, sometimes even a school I.D. will work if you're young, Your best bet is to open a savings account if you're young, doesn't cost a penny to open it and most places give you $25 if you manage to stay with them for 90 days.
So bring yourself : ], your photo I.D., and you can be any age. Just go to the same bank group as the check issuer if you don't have an account somewhere.
I really recommend not going to check advance places and check cashing places. Most will charge you a stupidly high fee or find some way to con you for a portion of your money when you can do it for free normally.
Hope I Helped,
Jason H.
What are the requirements/procedures to cash a personal check @ a check cashing place?
I don't believe check cashing places cash personal checks. If someone has given you a personal check, made out to you, you need to go directly to the bank on which the check is drawn. If it's an out-of-state bank, you have to deposit it into your own bank account and wait for it to clear. Very few places will cash "third party" checks (checks that are made out to one person, but being cash by another).
Reply:If you want to cash a check, the best place to do it is at the same bank as the check is issued from. For example, the check is written by John Doe but the bank is Well Fargo, then go to any wells Fargo to cash it.
Now to directly answer your question, Any check can be cashed at any place as long as you have an account there. If you don't then you have to go to the same banking organization as the check issuer as I said above and you need identification, sometimes even a school I.D. will work if you're young, Your best bet is to open a savings account if you're young, doesn't cost a penny to open it and most places give you $25 if you manage to stay with them for 90 days.
So bring yourself : ], your photo I.D., and you can be any age. Just go to the same bank group as the check issuer if you don't have an account somewhere.
I really recommend not going to check advance places and check cashing places. Most will charge you a stupidly high fee or find some way to con you for a portion of your money when you can do it for free normally.
Hope I Helped,
Jason H.
How much money/cash travelers checks should a person take going to the Mayan Riviera?
We are going to the Mayan Riviera, and I was wondering if there is a specific amount of cash one is allowed to have on hand? And should I take travlers checks with me?
How much money/cash travelers checks should a person take going to the Mayan Riviera?
Nix on the TC's ... very hard to change. Take a couple hundred and get the rest from ATM's
Reply:The amount of cash you should take depends upon the amount you have available and what you plan to do. The rule of thumb is pack half as much clothes and take twice as much money.
You can take up to $9,999.99 USD in cash, travelers' checks, and other monetary instruments into the country without declaring it. If you take 10,000 then you will need to declare it when leaving the US (I presume you live in US) and upon entering in to Mexico.
That being said. Here are some simple rules. Do not take a lot of cash with you. Your best bet is to USE THE ATM'S provided at the banks, 7-11's, and other convient places. But check the fees first as they will vary from machine to machine. Better exchange rates here.
Travelers' Checks are accepted but generally you will recieve a lower exchange rate than cash.
The Yahoo Currency Converter: http://finance.yahoo.com/currency?u The exchange rate can vary daily. But this should give you an idea of what you should be getting for your money.
Remember in Mexico at the ATM's want to withdrawal money be careful. It is giving in Pesos so 100 pesos is just over $9.00 USD. So if you want 100 usd then get 1,100 pesos.
Do not exchange your money for Pesos before you arrive in Mexico. If you are in the US and you do it here, you will feel like you have been ripped off since they will give you a low, and I mean low exchange rate. If you are traveling via Mexico City change money at the airport, and you will get a good deal there. As to the airport at your destination I am not sure of the rate.
How much money/cash travelers checks should a person take going to the Mayan Riviera?
Nix on the TC's ... very hard to change. Take a couple hundred and get the rest from ATM's
Reply:The amount of cash you should take depends upon the amount you have available and what you plan to do. The rule of thumb is pack half as much clothes and take twice as much money.
You can take up to $9,999.99 USD in cash, travelers' checks, and other monetary instruments into the country without declaring it. If you take 10,000 then you will need to declare it when leaving the US (I presume you live in US) and upon entering in to Mexico.
That being said. Here are some simple rules. Do not take a lot of cash with you. Your best bet is to USE THE ATM'S provided at the banks, 7-11's, and other convient places. But check the fees first as they will vary from machine to machine. Better exchange rates here.
Travelers' Checks are accepted but generally you will recieve a lower exchange rate than cash.
The Yahoo Currency Converter: http://finance.yahoo.com/currency?u The exchange rate can vary daily. But this should give you an idea of what you should be getting for your money.
Remember in Mexico at the ATM's want to withdrawal money be careful. It is giving in Pesos so 100 pesos is just over $9.00 USD. So if you want 100 usd then get 1,100 pesos.
Do not exchange your money for Pesos before you arrive in Mexico. If you are in the US and you do it here, you will feel like you have been ripped off since they will give you a low, and I mean low exchange rate. If you are traveling via Mexico City change money at the airport, and you will get a good deal there. As to the airport at your destination I am not sure of the rate.
How comfortable would you be keeping a large amount of cash in a safe deposit box?
And no this is not illegal. (nor is the cash)
How comfortable would you be keeping a large amount of cash in a safe deposit box?
What blessed said if there is a death the bank seizes the box. They have personnel that all they do is look at death notices and look for box owners.
What is large to you? 6-figures, 5 figures? There are ways to have the money earn while it is 'stashed'
EDIT
Overseas accounts
IRS has many cautionary notes on this though and enforce it pretty hard.
Overseas business ventures including cross border leasing the big corporations have used this for years. Just make sure the business has an element of risk or IRS frowns on that too.
Trusts
The list is really endless and is up to you on how much risk you want vs reward.
EDIT II
Well then Money market account or buried with GPS coordinates on property that you own would work.
Reply:Many people do. The down-side is if there is a death -- let's say with one of a couple sharing joint access, the government puts a restraining order that seals the box and anything secret is revealed at that point.
On the plus side of your idea -- money and interest is pretty much worthless at the present time. Leaving the money under your mattress, a deposit box or a savings account is all about the same except in the hypothetical scenario I mention at the start of this answer.
Reply:Sure, why not? It's not earning interest but neither does it show up in any financial documents that the taxman might look at.
But your comment about it being illegal is incorrect, it could be illegal if you're intentionally hiding your assets from the government or another reason like to qualify for low income subsidy, food stamps etc.
Phur
Reply:Money in my savings account earns 4% interest.
Money in my desk draw earns 0%.
I prefer to earn money.
How comfortable would you be keeping a large amount of cash in a safe deposit box?
What blessed said if there is a death the bank seizes the box. They have personnel that all they do is look at death notices and look for box owners.
What is large to you? 6-figures, 5 figures? There are ways to have the money earn while it is 'stashed'
EDIT
Overseas accounts
IRS has many cautionary notes on this though and enforce it pretty hard.
Overseas business ventures including cross border leasing the big corporations have used this for years. Just make sure the business has an element of risk or IRS frowns on that too.
Trusts
The list is really endless and is up to you on how much risk you want vs reward.
EDIT II
Well then Money market account or buried with GPS coordinates on property that you own would work.
Reply:Many people do. The down-side is if there is a death -- let's say with one of a couple sharing joint access, the government puts a restraining order that seals the box and anything secret is revealed at that point.
On the plus side of your idea -- money and interest is pretty much worthless at the present time. Leaving the money under your mattress, a deposit box or a savings account is all about the same except in the hypothetical scenario I mention at the start of this answer.
Reply:Sure, why not? It's not earning interest but neither does it show up in any financial documents that the taxman might look at.
But your comment about it being illegal is incorrect, it could be illegal if you're intentionally hiding your assets from the government or another reason like to qualify for low income subsidy, food stamps etc.
Phur
Reply:Money in my savings account earns 4% interest.
Money in my desk draw earns 0%.
I prefer to earn money.
What should blinds be set at for a cash game?
I am hosting a cash game and wanted to know what I should set the blinds at. Suggestions for games with average $50, $20, and $5 stacks would be appreciated, or just a percentage of the average stack.
What should blinds be set at for a cash game?
Generally the MINIMUM buy in for a ring game is 20X the BB, while the MAX buy in is 100X. 30X usually makes most people comfortable. So divide your buy ins by 30 to get the BB amount. $50/30 = $1.67. So round that down to $1.50, and make the SB $0.75. If you give people chips in $0.25 denominations it will go easily enough. Here's how I would set things up, going by buy in / BB / SB
$50 / 1.5 / 0.75
$20 / 0.75 / 0.50
$5 / 0.10 / 0.05
Reply:Keep the blinds in proportion to the buy in. For a $20 buy in the blinds could be 20 and 50 cents or less, depending how serious a game you expect. If it's mainly just for fun keep the blinds low and let the players enjoy.
Basically blinds are set so each player can afford to play 100 hands with their initial buy in.
Reply:sounds like u guys are playing for alot of money. my friends and i don't play for as much. we normally play tourney but if we do play cash, blinds are 25/50 cents. we do 25, 50, 1 dollar, 5 dollar chips. buyin is 20. sounds low but the people i play with usually buy back in at least once.
Reply:I usually set my minium buy in at 20 dollars. and make blinds $1 and $2 and just leave them that way I do not put a max on the bet we play no limit. So even with small blinds there can be big action
braces for teeth
What should blinds be set at for a cash game?
Generally the MINIMUM buy in for a ring game is 20X the BB, while the MAX buy in is 100X. 30X usually makes most people comfortable. So divide your buy ins by 30 to get the BB amount. $50/30 = $1.67. So round that down to $1.50, and make the SB $0.75. If you give people chips in $0.25 denominations it will go easily enough. Here's how I would set things up, going by buy in / BB / SB
$50 / 1.5 / 0.75
$20 / 0.75 / 0.50
$5 / 0.10 / 0.05
Reply:Keep the blinds in proportion to the buy in. For a $20 buy in the blinds could be 20 and 50 cents or less, depending how serious a game you expect. If it's mainly just for fun keep the blinds low and let the players enjoy.
Basically blinds are set so each player can afford to play 100 hands with their initial buy in.
Reply:sounds like u guys are playing for alot of money. my friends and i don't play for as much. we normally play tourney but if we do play cash, blinds are 25/50 cents. we do 25, 50, 1 dollar, 5 dollar chips. buyin is 20. sounds low but the people i play with usually buy back in at least once.
Reply:I usually set my minium buy in at 20 dollars. and make blinds $1 and $2 and just leave them that way I do not put a max on the bet we play no limit. So even with small blinds there can be big action
braces for teeth
Where can I quickly clear and cash a check without a bank account?
I don't have a bank account, but have a $2000 check I need to cash very quick so I can pay off some debt. I also don't want to cash it then have it bounce later on. Anyone know where I can do this fast and safely? Thanks.
Where can I quickly clear and cash a check without a bank account?
Just go to a branch of the bank where it's drawn (you will need some id). If there is sufficient funds on the account, the bank will give you cash for it.
Reply:Hmm go open up a banking account or get whomever wrote you the check to cash it at their bank...if its income tax check you can cash them alot of places for a fee
Reply:Go to the bank where the check is written from. They will tell you whether the funds are available or not. Hope you get it cashed and are able to take care of the debt.
Reply:currency exchange
Where can I quickly clear and cash a check without a bank account?
Just go to a branch of the bank where it's drawn (you will need some id). If there is sufficient funds on the account, the bank will give you cash for it.
Reply:Hmm go open up a banking account or get whomever wrote you the check to cash it at their bank...if its income tax check you can cash them alot of places for a fee
Reply:Go to the bank where the check is written from. They will tell you whether the funds are available or not. Hope you get it cashed and are able to take care of the debt.
Reply:currency exchange
How long do i have to cash a check from its date?
How long do i have to cash a check from its date? I found a check for 55 bucks from an old employer, only problem is its dated 2-16-07, can i still cash it?
How long do i have to cash a check from its date?
Unless there is an expiration date on the check, it can be cashed at any time.
Reply:6 months
Reply:unless stated on the check , most are good for one year from date of posting...
Reply:if its not got a expiration date on it i would cash it as long as the employer is still in buisness
Reply:It all depends on the bank/business that backs the check.
I once cashed an old paycheck from a part time job that was 2 years old and it still went through.
Reply:Most banks - If paying attention will not cash it over
90 days.
Reply:You can probably still cash it. Some businesses have a statement on their check that void it after 180 days (or some set amount of time). Just bring it to the bank and see what they say.
Reply:No. Six months is the normal tenure.
Reply:I think you just missed it....I believe six months is the limit.
Reply:Some checks say that they are void after a certain date. I have cashed checks that are almost a year old and have had no problems.
Reply:usually within 60-90 days. You might just want to go to your old employer and see if he will reissue the check.
Reply:if its been over 6 minths then nope
How long do i have to cash a check from its date?
Unless there is an expiration date on the check, it can be cashed at any time.
Reply:6 months
Reply:unless stated on the check , most are good for one year from date of posting...
Reply:if its not got a expiration date on it i would cash it as long as the employer is still in buisness
Reply:It all depends on the bank/business that backs the check.
I once cashed an old paycheck from a part time job that was 2 years old and it still went through.
Reply:Most banks - If paying attention will not cash it over
90 days.
Reply:You can probably still cash it. Some businesses have a statement on their check that void it after 180 days (or some set amount of time). Just bring it to the bank and see what they say.
Reply:No. Six months is the normal tenure.
Reply:I think you just missed it....I believe six months is the limit.
Reply:Some checks say that they are void after a certain date. I have cashed checks that are almost a year old and have had no problems.
Reply:usually within 60-90 days. You might just want to go to your old employer and see if he will reissue the check.
Reply:if its been over 6 minths then nope
What is the most important section of the statement of cash flows for investors?
What is the most important section of the statement of cash flows for investors?
What is the most important section of the statement of cash flows for investors?
All sections of the cash flow statements are important. Net income shows how much money comes from operations after the operational and financial risk is accounted for. Depreciation tells you how much actual cash flow the company has. The investment section tells you about the present and future investments targets and the financing section tells you how you finance your operations and capital equipments. Ultimately other sources and uses of funds tell you what each does for the business. Ultimately the years cash balance is calculated which helps you decide the near term liquidity of your company.
Reply:Positive free cash flow is good. That means the company is able to generate more money to fund its operations than it has to put/invest in the business. It will also tell you how the core business is operating and its ability to generate cash for the company.. It would also tell you if there were certain non-business related financing that has generated cash for the company such as new stock issuance/loan/bond issuance.
Reply:there isn't one section more important than another. if you just look at operations, you might miss that the company has been borrowing lots of money or investing lots of money in losing projects. i like to see companies that generate lots of operating cash, have an even level of capex (close to depreciation amounts) paying off debt and buying back their own shares.
Reply:the most important section is where the money is coming from. It will help you determine if the company is sustainable. See http://ibooyah.com for investment matters and stock picks.
Reply:I would have to pick the cash flows from operations. This will tell you the cash flow the company is able to generate from its regular line of business. A company that is not generating a lot of cash flow from operations will go bankrupt sooner or later, because it will not be able to pay its regular expenses.
What is the most important section of the statement of cash flows for investors?
All sections of the cash flow statements are important. Net income shows how much money comes from operations after the operational and financial risk is accounted for. Depreciation tells you how much actual cash flow the company has. The investment section tells you about the present and future investments targets and the financing section tells you how you finance your operations and capital equipments. Ultimately other sources and uses of funds tell you what each does for the business. Ultimately the years cash balance is calculated which helps you decide the near term liquidity of your company.
Reply:Positive free cash flow is good. That means the company is able to generate more money to fund its operations than it has to put/invest in the business. It will also tell you how the core business is operating and its ability to generate cash for the company.. It would also tell you if there were certain non-business related financing that has generated cash for the company such as new stock issuance/loan/bond issuance.
Reply:there isn't one section more important than another. if you just look at operations, you might miss that the company has been borrowing lots of money or investing lots of money in losing projects. i like to see companies that generate lots of operating cash, have an even level of capex (close to depreciation amounts) paying off debt and buying back their own shares.
Reply:the most important section is where the money is coming from. It will help you determine if the company is sustainable. See http://ibooyah.com for investment matters and stock picks.
Reply:I would have to pick the cash flows from operations. This will tell you the cash flow the company is able to generate from its regular line of business. A company that is not generating a lot of cash flow from operations will go bankrupt sooner or later, because it will not be able to pay its regular expenses.
Is participating in research studies a good way to earn extra cash? What are some things to look out for?
I am looking to earn a little extra cash. Do you think signing up for a database that has research studies willing to pay cash is a good idea? The database has a subscription fee, but it is relatively low and powered by the NRG, the national research group. Are they a legit organization? Please be respectful in your answers.
Is participating in research studies a good way to earn extra cash? What are some things to look out for?
You could try doing online surveys like I do at this site. The online survey site I am a part of does not have any fees and registration is fee.
It in fact does really pay as other users have proven so.I have already made $20 and I just started two days ago. Payment is a check that comes to you in the mail. :)
Minimum age to join is 13.
Check it out at this blog or my profile for more information:
http://makemoney-tips-athome.blogspot.co...
If you have any questions or need help, feel free to ask me :)
Reply:yea im at one right now. here a web site for the whole country theres more but this will get u started http://www.jalr.org/main.html im getting paid $4125.00 for this one no joke dude X13D Report Abuse
permanent teeth eruption
Is participating in research studies a good way to earn extra cash? What are some things to look out for?
You could try doing online surveys like I do at this site. The online survey site I am a part of does not have any fees and registration is fee.
It in fact does really pay as other users have proven so.I have already made $20 and I just started two days ago. Payment is a check that comes to you in the mail. :)
Minimum age to join is 13.
Check it out at this blog or my profile for more information:
http://makemoney-tips-athome.blogspot.co...
If you have any questions or need help, feel free to ask me :)
Reply:yea im at one right now. here a web site for the whole country theres more but this will get u started http://www.jalr.org/main.html im getting paid $4125.00 for this one no joke dude X13D Report Abuse
permanent teeth eruption
How do I purchase a prepaid credit card with cash?
Well.... CAN I purchase a prepaid credit card with cash? I need to know the intervals of cash you can deposit, how to get it, and most importantly, CAN you buy a prepaid credit card with cash?
How do I purchase a prepaid credit card with cash?
Yes you can. greendot.com is the best. We use them. Most Dollar General or Exxon stations sell them. You can deposit as much as $2500 to each card.
Reply:I saw someone answered greendot.com . Void them, they are listed on the ripoffreport.com. I have a pre-paid VISA that I got from Cashland, a local check cashing company but the card is good nationwide and you can get it with cash, load any amount of cash onto it, use it to pay bills on-line, in restaurants, etc. (anywhere that takes VISA). Mine cost me $9.95 a month for unlimited use and it comes with free direct deposit for your employer to use. I can check my balance, up to the minute, by going to netspend.com. (My wife %26amp; I both have our own card with our own names on it, in a joint account, they cost us 9.95 each, initially, but we only pay 9.95 a month total, not each). We love it! Happy spending.
Reply:walgreens sell credit cards prepaid cards any walgreens in the world can refill it.
How do I purchase a prepaid credit card with cash?
Yes you can. greendot.com is the best. We use them. Most Dollar General or Exxon stations sell them. You can deposit as much as $2500 to each card.
Reply:I saw someone answered greendot.com . Void them, they are listed on the ripoffreport.com. I have a pre-paid VISA that I got from Cashland, a local check cashing company but the card is good nationwide and you can get it with cash, load any amount of cash onto it, use it to pay bills on-line, in restaurants, etc. (anywhere that takes VISA). Mine cost me $9.95 a month for unlimited use and it comes with free direct deposit for your employer to use. I can check my balance, up to the minute, by going to netspend.com. (My wife %26amp; I both have our own card with our own names on it, in a joint account, they cost us 9.95 each, initially, but we only pay 9.95 a month total, not each). We love it! Happy spending.
Reply:walgreens sell credit cards prepaid cards any walgreens in the world can refill it.
What happens if i try to cash a check that is dated two weeks in the future?
What happens if i try to cash a check that is dated two weeks in the future?
1. Bank will tear it up because it is pos-datesd and illegal?
2. The bank will tell you to bring it back to cash it or deposit after the check's date?
Which choice is right?
Thank you
What happens if i try to cash a check that is dated two weeks in the future?
Most banks will cash it. I post dated a check once and it was cashed days before the date.
1. Bank will tear it up because it is pos-datesd and illegal?
2. The bank will tell you to bring it back to cash it or deposit after the check's date?
Which choice is right?
Thank you
What happens if i try to cash a check that is dated two weeks in the future?
Most banks will cash it. I post dated a check once and it was cashed days before the date.
How do I cash in my Standard Life shares?
I was told that I had been allocated 245 shares by post. Do I need to get share certificates and then send them to a broker to cash in. I was hoping that it would be quick and easy with low costs to the broker.
How do I cash in my Standard Life shares?
First you have to see how much was it in the stock market. Try to log on to the stock market concerned. Then try to pick up a broker. If your shares is in odd lots, i.e. it is not divisible by the minimum purchase size the remaining odd lots will be difficult to sell, eithe it will have a cheaper cost. However, you can check to Standard Life if they have odd share buying scheme or the whole share buying.
Reply:As far as I remember, everyone was given the option of cashing their shares or keeping them for a minimum of one year. If you've not cashed them in yet I think you need to wait for a year. Check their website. There was loads of information there
Reply:You need the certificate/s, to sell. You can also sell through banks - you will need your account information, to receive your payment, which may take 2/3 weeks to process. If it is a one-off trade, then this is the better option. If you sell before the one year qualifying period, you lose out on the bonus shares.
Reply:Wait for the certificate and in the mean time read all the papers te company sends you.
They will tell you what your options are and may arrange cheap sale of your shares also.
How do I cash in my Standard Life shares?
First you have to see how much was it in the stock market. Try to log on to the stock market concerned. Then try to pick up a broker. If your shares is in odd lots, i.e. it is not divisible by the minimum purchase size the remaining odd lots will be difficult to sell, eithe it will have a cheaper cost. However, you can check to Standard Life if they have odd share buying scheme or the whole share buying.
Reply:As far as I remember, everyone was given the option of cashing their shares or keeping them for a minimum of one year. If you've not cashed them in yet I think you need to wait for a year. Check their website. There was loads of information there
Reply:You need the certificate/s, to sell. You can also sell through banks - you will need your account information, to receive your payment, which may take 2/3 weeks to process. If it is a one-off trade, then this is the better option. If you sell before the one year qualifying period, you lose out on the bonus shares.
Reply:Wait for the certificate and in the mean time read all the papers te company sends you.
They will tell you what your options are and may arrange cheap sale of your shares also.
How long do you have to wait to use your debit card after depositing cash in the bank?
I just deposited money into my checking account earlier today like around 2:00 pm. When I check my account online it says the available balance including the money I deposited. But when I check the activities it still says pending. I'm not sure if I can use my money now without getting a insufficient funds fee in case my deposit hasn't gone through. How long do you have to wait to use your debit card after depositing cash at the bank? I know payroll doesn't go through immediately but I'm not sure about a cash deposit. Thanks!
How long do you have to wait to use your debit card after depositing cash in the bank?
If you deposited it before the cashier changed over, then you're fine to use it today. It sounds like the money is waiting to be credited to your account. That usually happens late at night very early in the morning.
Banks are supposed to credit your deposits before they deduct any debits, so you should be fine.
In the future, keep in mind that most banks will not credit deposits made after a certain time (such as 2:00PM) until the next night. It really depends on if you beat that deadline or not.
Reply:the banks differ but mine shows up after midnight
Reply:If you deposited cash, it will credit your account immediately. It won't hard post until your bank does it's posting at the end of the day, but the cash will be available. If it was a check, you would need to wait.
Reply:Any deposit into your account by 2:00 p.m. or after will not be posted to your account until the next day by most banks.
Reply:cash deposits are available within a few hours I think do, and if your payroll check is from the bank that you are depositing it into then it is available much sooner.
buck teeth
How long do you have to wait to use your debit card after depositing cash in the bank?
If you deposited it before the cashier changed over, then you're fine to use it today. It sounds like the money is waiting to be credited to your account. That usually happens late at night very early in the morning.
Banks are supposed to credit your deposits before they deduct any debits, so you should be fine.
In the future, keep in mind that most banks will not credit deposits made after a certain time (such as 2:00PM) until the next night. It really depends on if you beat that deadline or not.
Reply:the banks differ but mine shows up after midnight
Reply:If you deposited cash, it will credit your account immediately. It won't hard post until your bank does it's posting at the end of the day, but the cash will be available. If it was a check, you would need to wait.
Reply:Any deposit into your account by 2:00 p.m. or after will not be posted to your account until the next day by most banks.
Reply:cash deposits are available within a few hours I think do, and if your payroll check is from the bank that you are depositing it into then it is available much sooner.
buck teeth
Where can I cash my Income Tax Refund check?
I have no checking account and I need to cash my income check. Where can I do that?
Where can I cash my Income Tax Refund check?
The guy was right when he said Walmart would cash them for $3.00. However, each Walmart store is different. Some will only cash up to $2900. It really depends on how much cash they keep onsite. Call ahead to find out the maximum that they will cash.
It's definetely a better option than using a bank. Most banks charge you 3% of your total refund if you don't have an account with them.
Reply:Wal - Mart they charge $3.00
Reply:Walmart will cash your check.You may have to buy something.
Reply:HI THERE AT THE CHECKING CASHIER NEAR YOU BRING PROOF OF ADDRESS AND ID AND S.S# BUT TRY TO OPEN A BANK ACCOUNT SOME BANKS U CAN OPEN IT FOR 100. WASHINGTON BANK IS ONE THAT WAY EVERY YEAR U GET YOUR MONEY BY YOUR BANK AND DO NOT HAVE TO WAIT FOR YOUR CHECKS AT HOME. AND U GET YOUR MONEY FASTER. U JUST NEED A ROUTING NUMBER WHICH IS THE NUMBER ROUTE FROM THE BANK U NEED THIS WHEN U FILE YOUR TAXES SO THAT THE MONEY GOES TO THE BANK ( ROUTING NUMBER +ACCOUNT NUMBER)
Reply:You need to start a bank account. Don't put it off. It will cost you if you don't.
I Cr 13;8a
Reply:HI
Its a federal check and u can cash it at any bank its that easy
Reply:Call Wal-Mart and ask if they cash Tax Refund checks.
Reply:A bank.
Where can I cash my Income Tax Refund check?
The guy was right when he said Walmart would cash them for $3.00. However, each Walmart store is different. Some will only cash up to $2900. It really depends on how much cash they keep onsite. Call ahead to find out the maximum that they will cash.
It's definetely a better option than using a bank. Most banks charge you 3% of your total refund if you don't have an account with them.
Reply:Wal - Mart they charge $3.00
Reply:Walmart will cash your check.You may have to buy something.
Reply:HI THERE AT THE CHECKING CASHIER NEAR YOU BRING PROOF OF ADDRESS AND ID AND S.S# BUT TRY TO OPEN A BANK ACCOUNT SOME BANKS U CAN OPEN IT FOR 100. WASHINGTON BANK IS ONE THAT WAY EVERY YEAR U GET YOUR MONEY BY YOUR BANK AND DO NOT HAVE TO WAIT FOR YOUR CHECKS AT HOME. AND U GET YOUR MONEY FASTER. U JUST NEED A ROUTING NUMBER WHICH IS THE NUMBER ROUTE FROM THE BANK U NEED THIS WHEN U FILE YOUR TAXES SO THAT THE MONEY GOES TO THE BANK ( ROUTING NUMBER +ACCOUNT NUMBER)
Reply:You need to start a bank account. Don't put it off. It will cost you if you don't.
I Cr 13;8a
Reply:HI
Its a federal check and u can cash it at any bank its that easy
Reply:Call Wal-Mart and ask if they cash Tax Refund checks.
Reply:A bank.
Where can I find a good and legitimate site for cash advance?
I need a cash advance for $1500, there is so many I don't know which to go with. I need one for bad credit and one that offers small monthly paybacks without a huge interest rate. Does anyone know of any with guarenteed approval?
Where can I find a good and legitimate site for cash advance?
I'm not aware of any, so I don't think I can answer your question. However, I'd like to ask how you got into financial difficulty. The reason I ask is that you have bad credit, yet want to owe someone else. I'm only guessing, but it sounds like you are doing what you have done before....borrow. If the money is for absolute survival, then I understand, if it's not, then a change of spending habits is in order, or you will more than likely continue doing what you are doing without any positive changes that you could benefit from in the future.
I do wish you well.
Reply:This link has a list of several sites where you can get loans of $1500 or more in less than 24 hrs.
http://www.casheasyloan.com
Reply:Trust me on this one, if you take out a payday loan, you're on the path to bankrupcy. Exercise ALL options before getting a loan from one of those place, friends, family, strangers on the street...if you have bad credit, they will take you for all you have.
Reply:None are good. Interest rates are extremely high. The best thing for you to do is either get a part-time job to earn the money or sell some things that you have. You will only dig yourself into a deeper hole with a loan from these crooks.
Reply:I came accross this website. They have a netwok of specialised lenders throughout the United States and they provide free crdit advice if you need any.
Where can I find a good and legitimate site for cash advance?
I'm not aware of any, so I don't think I can answer your question. However, I'd like to ask how you got into financial difficulty. The reason I ask is that you have bad credit, yet want to owe someone else. I'm only guessing, but it sounds like you are doing what you have done before....borrow. If the money is for absolute survival, then I understand, if it's not, then a change of spending habits is in order, or you will more than likely continue doing what you are doing without any positive changes that you could benefit from in the future.
I do wish you well.
Reply:This link has a list of several sites where you can get loans of $1500 or more in less than 24 hrs.
http://www.casheasyloan.com
Reply:Trust me on this one, if you take out a payday loan, you're on the path to bankrupcy. Exercise ALL options before getting a loan from one of those place, friends, family, strangers on the street...if you have bad credit, they will take you for all you have.
Reply:None are good. Interest rates are extremely high. The best thing for you to do is either get a part-time job to earn the money or sell some things that you have. You will only dig yourself into a deeper hole with a loan from these crooks.
Reply:I came accross this website. They have a netwok of specialised lenders throughout the United States and they provide free crdit advice if you need any.
What is cash projection? Why we have to use cash projection in organization?
I would like to know the meaning of cash projection, and how many kind different of cash projection. And why they need to use it?
What is cash projection? Why we have to use cash projection in organization?
basically to forecast how the company will do in the future. Usually some really smart guy will predict how much profits there will be. If the numbers are good (meaning the company is predicted to do very well in the future), people will invest in the company or buy things.
Reply:http://finance1o1.blogspot.com Report Abuse
What is cash projection? Why we have to use cash projection in organization?
basically to forecast how the company will do in the future. Usually some really smart guy will predict how much profits there will be. If the numbers are good (meaning the company is predicted to do very well in the future), people will invest in the company or buy things.
Reply:http://finance1o1.blogspot.com Report Abuse
How to deposit cash to someone else's bank account from a location without the bank's branches?
Provided that I have no bank account, just cash.
How to deposit cash to someone else's bank account from a location without the bank's branches?
You'd need to go and get a money order (post office/walmart/etc) and send it to the bank with account # to deposit it into. Or if you have a branch nearby just tell them you need to to deposit it into account #/person. Bout all you can do. A wire transfer might work, but usually cost alot and can take a long time.
Reply:If you know what bank that the account your trying to send to than you should just need the bank account number and you should be able to deposit any money from the same bank at any location.
Reply:Get a money order and mail it to the bank with a note to deposit in the bank account #.
Reply:Your best bet is to wire the money using Western Union, they will have the money in 15 minutes.
Wallpapers software
How to deposit cash to someone else's bank account from a location without the bank's branches?
You'd need to go and get a money order (post office/walmart/etc) and send it to the bank with account # to deposit it into. Or if you have a branch nearby just tell them you need to to deposit it into account #/person. Bout all you can do. A wire transfer might work, but usually cost alot and can take a long time.
Reply:If you know what bank that the account your trying to send to than you should just need the bank account number and you should be able to deposit any money from the same bank at any location.
Reply:Get a money order and mail it to the bank with a note to deposit in the bank account #.
Reply:Your best bet is to wire the money using Western Union, they will have the money in 15 minutes.
Wallpapers software
How do I find a free listing of current cash flow note holders?
I need a comprehensive list of cash flow note buyers and cash flow note holders. I would like to know if there is any mechanism that can enable me to do this free of charge. Government listings, company listings, or any website address that can lead me to the cash flow holders' listings would be beneficial.
How do I find a free listing of current cash flow note holders?
You can't get that information.
The prople who own the notes don't want you to know who they are. The people who sold them the notes don't want you to know who they are. The government doesn't want you to know who they are.
I don't want you to know who they are.
How do I find a free listing of current cash flow note holders?
You can't get that information.
The prople who own the notes don't want you to know who they are. The people who sold them the notes don't want you to know who they are. The government doesn't want you to know who they are.
I don't want you to know who they are.
What are the best pnline fast cash loans and are they safe?
I need quick cash now because I've been unemployed for the past two months and just started working recent in the past two weeks. I need quick cash to get me back on my feet. what should I do?
What are the best pnline fast cash loans and are they safe?
Borrow from family or friends. Avoid pay day/cash advance type loans. These are full of fees and the interest rates can go as high as 500%.
You will end up in a vicious cycle that will be hard to break.
Hang in there, things will get better
Reply:This is one of the largest and most trusted loan brokers - Advantage Loans
Reply:Get easy and fast loan.Bad credit? no problem..I think the below website helps you.
What are the best pnline fast cash loans and are they safe?
Borrow from family or friends. Avoid pay day/cash advance type loans. These are full of fees and the interest rates can go as high as 500%.
You will end up in a vicious cycle that will be hard to break.
Hang in there, things will get better
Reply:This is one of the largest and most trusted loan brokers - Advantage Loans
Reply:Get easy and fast loan.Bad credit? no problem..I think the below website helps you.
How long does a company have legally to cash my check?
I sent in a check in August to cover my medical insurance for the year, so it was a pretty big amount. On September 10, they sent the letter to tell me that my coverage is active and that they received my check. I called to verify a week later, because they still had not cashed my check. It is now December 2, which is almost 3 months later, and it is still not cashed. How long does this company have legally to cash my check?
How long does a company have legally to cash my check?
Personal Checks are only good for 6 months. After that they become stale dated.
Reply:One would think that they would have cashed your check ASAP to get your money into their coffers. However, I believe they do have a year to legally cash it. It is the pits if you plan or planned on closing that account because now it must remain open until that check is cashed.
Reply:Call your bank. Banks have a time limit -- it varies from place to place.
Reply:In most cases, checks become nonnegotiable a year after they are written. Hold on to that letter in case you have problems with your coverage.
How long does a company have legally to cash my check?
Personal Checks are only good for 6 months. After that they become stale dated.
Reply:One would think that they would have cashed your check ASAP to get your money into their coffers. However, I believe they do have a year to legally cash it. It is the pits if you plan or planned on closing that account because now it must remain open until that check is cashed.
Reply:Call your bank. Banks have a time limit -- it varies from place to place.
Reply:In most cases, checks become nonnegotiable a year after they are written. Hold on to that letter in case you have problems with your coverage.
What is the fastest legal way to make quick cash?
Please give me answers that will work. I want some honest ways to earn fast cash. I just moved and am finding that getting a job here isn't happening as fast as i need it to. Where i am there isn't alot of oppurtunities for a young person. I appreciate any suggestions.
What is the fastest legal way to make quick cash?
start a niche business selling stuff on ebay.
pulling teeth
What is the fastest legal way to make quick cash?
start a niche business selling stuff on ebay.
pulling teeth
What Is the Best Lender to get a Cash Advance From?
i need a cash advance, i quit my job. i found a new job, and i start tomorrow but i need a cash advance to pay my bills before they get shut off, and my credit goes bad.
any body know of a site online where i can get a cash advance from, paying a minimum monthly charge or biweekly?
What Is the Best Lender to get a Cash Advance From?
I guess you need payday loan. If can borrow money from a friend but don't get a payday loan.
Reply:I agree,with the selling comment,if anyway possible don't get in volved with a cash advance like i did.They'll interest you to death and it's only legalized loan sharking.
Reply:depends on the amount if it is a payday advance I refer people to cashnetusa if it is a larger amount prosper.com or their is a hit page for such events loanshark.com - ls is just a parked page but it gives a number of links to other providers
Reply:You would be better off selling something you own that's taking up space.
any body know of a site online where i can get a cash advance from, paying a minimum monthly charge or biweekly?
What Is the Best Lender to get a Cash Advance From?
I guess you need payday loan. If can borrow money from a friend but don't get a payday loan.
Reply:I agree,with the selling comment,if anyway possible don't get in volved with a cash advance like i did.They'll interest you to death and it's only legalized loan sharking.
Reply:depends on the amount if it is a payday advance I refer people to cashnetusa if it is a larger amount prosper.com or their is a hit page for such events loanshark.com - ls is just a parked page but it gives a number of links to other providers
Reply:You would be better off selling something you own that's taking up space.
How do you cash large amounts of money?
If someone were offered a huge amount of money like 5 million dollars, how would they cash it? Or if they didn't want cash and just wanted to put it in the bank, how would they go about doing that?
How do you cash large amounts of money?
No bank will cash a check of that size. They simply don't keep that kind of cash on hand. In order to open an account you need identification and they may even do a credit check.
Reply:They wouldn't cash a check like that.. they'd need to do a background check.. You're more likely to directly transfer that amount of cash. And theoretically, if you wanted to cash it and they were to let you, you'd have to let them know like a week in advance so they could actually get the physical cash in.
But to put it in the bank, reaslistically they wouldnt let you just deposit a 5 million dollar check cuz they would expect fraud, though they might do alot of background checking and request the writer of the check give you the money some other way.
perfect teeth
How do you cash large amounts of money?
No bank will cash a check of that size. They simply don't keep that kind of cash on hand. In order to open an account you need identification and they may even do a credit check.
Reply:They wouldn't cash a check like that.. they'd need to do a background check.. You're more likely to directly transfer that amount of cash. And theoretically, if you wanted to cash it and they were to let you, you'd have to let them know like a week in advance so they could actually get the physical cash in.
But to put it in the bank, reaslistically they wouldnt let you just deposit a 5 million dollar check cuz they would expect fraud, though they might do alot of background checking and request the writer of the check give you the money some other way.
perfect teeth
What is the best online broker that allows multiple currencies, exchange trading, and offers cash management?
I currently use an SSB brokerage/CMA account, but need an account that can carry multiple currencies, allow me to trade on multiple exchanges and allow basic cash management, such as bill pay and normal checking-like features. Any idea if one like this exists?
What is the best online broker that allows multiple currencies, exchange trading, and offers cash management?
hi...
I have not worked with much brokers online as most of them are found to be scam. From past 2 years i am using Finexo. It is providing this facility to trade with multiple exchange and allows margin to be deposited in Euro or USD, I am quite satisfied with its services. there are many attractive features of finexo like morning analysis, chart patterns, glossary, trading techniques etc which has make me earn much more than i expected.
My account is very well managed by the account managers and i have no complaints about E-billing, cash recipts etc. thought there are some features which should get improved but still i found this better than any other dealer.
What is the best online broker that allows multiple currencies, exchange trading, and offers cash management?
hi...
I have not worked with much brokers online as most of them are found to be scam. From past 2 years i am using Finexo. It is providing this facility to trade with multiple exchange and allows margin to be deposited in Euro or USD, I am quite satisfied with its services. there are many attractive features of finexo like morning analysis, chart patterns, glossary, trading techniques etc which has make me earn much more than i expected.
My account is very well managed by the account managers and i have no complaints about E-billing, cash recipts etc. thought there are some features which should get improved but still i found this better than any other dealer.
What is the best way to offset inflation on cash savings?
I'm not talking about with the use of financial institutions or the purchase of real property. What I'm asking is along the lines of something like using the cash to buy mowers and opening a small lawn service. Something of that nature.
What is the best way to offset inflation on cash savings?
In order for the spending power of your cash not to be eroded by inflation, you could do one of the following:
Purchases "hard" assets that will appreciate at a rate greater than or equal to inflation (perhaps collectibles, precious metals, real estate).
Invest the cash in financial assets that will appreciate at a rate greater than or equal to inflation (CDs, stocks, bonds, etc.).
Purchase at today's prices goods and services that you would purchase in the future at a higher price. That could mean simply bargain hunting and stocking up when the price is right (i.e. Jif is half price so buy a year's supply).
Your example is not such a good example of beating inflation because most of your income is not because of the cash spent on the mower(s) but rather based on your hours of labor and variable costs such as gas, transportation, advertising, etc.
Reply:By opening a small business you have the possibility of getting a good return on your investment if you are willing to work hard and smart. This is a way to add value to your savings. But you must be willing to work and maintain your equipment.
Reply:The best way to offset inflation is to invest your money in anything that will outpace inflation. However, with risk comes return. Luckily, you can get returns that beat inflation with little risk. Tax free municipal bonds for example will usually yield around 4% and are virtually risk free. Therefore if your only goal is to outpace inflation, something like this is a good option. That being said, if we are talking about long term investing, you should aim to return MUCH better than inflation. I would suggest that you invest mainly in good growth stock mutual funds. They aren't nearly as risky as hand picking single stocks but give you stock market returns as opposed to the low fixed income returns. The stock market has averaged over 12% through the last 80 or so years. Picking a series of mutual funds with good track records will offer the best risk to return ratio out there. Much less risky than starting a small business. However, if that is the direction you want to go, more power to you. You just have to make sure that you are doing things for the right reasons.
Hope this helps!
What is the best way to offset inflation on cash savings?
In order for the spending power of your cash not to be eroded by inflation, you could do one of the following:
Purchases "hard" assets that will appreciate at a rate greater than or equal to inflation (perhaps collectibles, precious metals, real estate).
Invest the cash in financial assets that will appreciate at a rate greater than or equal to inflation (CDs, stocks, bonds, etc.).
Purchase at today's prices goods and services that you would purchase in the future at a higher price. That could mean simply bargain hunting and stocking up when the price is right (i.e. Jif is half price so buy a year's supply).
Your example is not such a good example of beating inflation because most of your income is not because of the cash spent on the mower(s) but rather based on your hours of labor and variable costs such as gas, transportation, advertising, etc.
Reply:By opening a small business you have the possibility of getting a good return on your investment if you are willing to work hard and smart. This is a way to add value to your savings. But you must be willing to work and maintain your equipment.
Reply:The best way to offset inflation is to invest your money in anything that will outpace inflation. However, with risk comes return. Luckily, you can get returns that beat inflation with little risk. Tax free municipal bonds for example will usually yield around 4% and are virtually risk free. Therefore if your only goal is to outpace inflation, something like this is a good option. That being said, if we are talking about long term investing, you should aim to return MUCH better than inflation. I would suggest that you invest mainly in good growth stock mutual funds. They aren't nearly as risky as hand picking single stocks but give you stock market returns as opposed to the low fixed income returns. The stock market has averaged over 12% through the last 80 or so years. Picking a series of mutual funds with good track records will offer the best risk to return ratio out there. Much less risky than starting a small business. However, if that is the direction you want to go, more power to you. You just have to make sure that you are doing things for the right reasons.
Hope this helps!
My friend has $ 400, 000 cash savings. What is the best way for him to make a good cash flow?
He is 38 years old male and keeps his money in ING direct bank and makes about 4.6% interest. Can he make better rates or any other investment plan that he can use to make a good positive cash flow every month?
My friend has $ 400, 000 cash savings. What is the best way for him to make a good cash flow?
Investment advisors will interest to make money from him. Tell him to leave his money in Swiss account and he will get at least 10% interest without any fees or commision.
Reply:there are lots of things he can do but here is not the place to get advice on almost 1/2 million dollars. tell him to visit a financial advisor (not one in a bank or a small shop) tell him to go to a large firm and see an advisor.
Reply:I agree with the first answer. I would add, look for an adviser that will TEACH him to understand his own choices. Do not look for someone to make the choices for him.
Reply:Zopa.com have launched recently in the US, having had success in the UK. They are a lending and borrowing exchange where individuals of good credit rating can borrow money directly from investors, cutting out the banks and middle men. You can choose who you lend to, for how long, and what rates you lend at. I'm in the UK, and have been getting 7.5%-11% from this, where a normal savings account would be between 5%-6.5%. You can get the interest and repayment capital paid straight back to you, providing the good cash flow required, or you can reinvest and take advantage of compound interest.
Personally, I would never recommend putting all your money in one place, but I would encourage you to consider Zopa as an interesting and fun way of diversifying from other investments.
In the UK if you apply via the following link, there's a special offer and you get a complimentary £30 if you lend more than £500. If you're in the US, it will automatically redirect you, and you may find a similar offer is available.
www.zopa.com/member/The%20Hulk
Reply:invest in my gambling company
Reply:If he invests by laddering in tax free municipal bonds, the interest is not subject to federal and/or state income tax, which means he keeps ALL of the interest not just 3%. It also prevents him from bumping into higher brackets and is safe. if the Fed cuts rates, those bonds will go up in value too.
Laddering means buying bonds that mature in varying years to take advantage of changes in interest rates.
My friend has $ 400, 000 cash savings. What is the best way for him to make a good cash flow?
Investment advisors will interest to make money from him. Tell him to leave his money in Swiss account and he will get at least 10% interest without any fees or commision.
Reply:there are lots of things he can do but here is not the place to get advice on almost 1/2 million dollars. tell him to visit a financial advisor (not one in a bank or a small shop) tell him to go to a large firm and see an advisor.
Reply:I agree with the first answer. I would add, look for an adviser that will TEACH him to understand his own choices. Do not look for someone to make the choices for him.
Reply:Zopa.com have launched recently in the US, having had success in the UK. They are a lending and borrowing exchange where individuals of good credit rating can borrow money directly from investors, cutting out the banks and middle men. You can choose who you lend to, for how long, and what rates you lend at. I'm in the UK, and have been getting 7.5%-11% from this, where a normal savings account would be between 5%-6.5%. You can get the interest and repayment capital paid straight back to you, providing the good cash flow required, or you can reinvest and take advantage of compound interest.
Personally, I would never recommend putting all your money in one place, but I would encourage you to consider Zopa as an interesting and fun way of diversifying from other investments.
In the UK if you apply via the following link, there's a special offer and you get a complimentary £30 if you lend more than £500. If you're in the US, it will automatically redirect you, and you may find a similar offer is available.
www.zopa.com/member/The%20Hulk
Reply:invest in my gambling company
Reply:If he invests by laddering in tax free municipal bonds, the interest is not subject to federal and/or state income tax, which means he keeps ALL of the interest not just 3%. It also prevents him from bumping into higher brackets and is safe. if the Fed cuts rates, those bonds will go up in value too.
Laddering means buying bonds that mature in varying years to take advantage of changes in interest rates.
Would you agree to having your points converted to cash for donations to Charity?
It's nice to be high scoring - but - it would be nicer if Yahoo would consider to allow us to donate to charity or disaster relief world wide by coverting our points (at our request) to cash value.
Would you agree to having your points converted to cash for donations to Charity?
they can have my points, but do you think yahoo would do this?
Reply:yes
laser teeth cleaning
Would you agree to having your points converted to cash for donations to Charity?
they can have my points, but do you think yahoo would do this?
Reply:yes
laser teeth cleaning
How much time do you have to cash in a winning ticket at a horse racing off-track betting facility?
I was fortunate to win some money on a few bets I made at an off-track betting facility on the Belmont Stakes race. I totally forgot about it and had the tickets stashed away somewhere. I am pretty sure I can still cash them in, but it made me curious on how much time you have before a winning ticket becomes void.
How much time do you have to cash in a winning ticket at a horse racing off-track betting facility?
it just depends on the states law some are 180 days and some are 1 year..it should say right on the ticket it self
Reply:I think the majority of tracks in the US are 6 months. Churchhill downs, Belmont and Santa Anita are all 6 months or 180 days. Check the back.
Reply:6 months
Reply:you have a year
How much time do you have to cash in a winning ticket at a horse racing off-track betting facility?
it just depends on the states law some are 180 days and some are 1 year..it should say right on the ticket it self
Reply:I think the majority of tracks in the US are 6 months. Churchhill downs, Belmont and Santa Anita are all 6 months or 180 days. Check the back.
Reply:6 months
Reply:you have a year
How do I cash my savings bonds with my name being different than when issued?
I got a lot of savings bonds growing up for baptism, first communion, etc. and now they are reaching maturity and i want to cash them. they all are issued in my maiden name, and now i am married. how will i be able to cash these?
How do I cash my savings bonds with my name being different than when issued?
You can still cash them. Beware of any taxes you may have to pay, too.
Those savings bonds were issued with either your social security number, which doesn't change, or your parents' SS numbers, in addition to your name. Rarely, they may have been issued with the giver's SS number, if that person didn't know yours or that of your parents.
Take the bonds to the bank you use, show them your ID plus a birth certificate or social security card and your marriage license.
Here's a site that may have more info for you:
http://www.treasurydirect.gov/
Click on EE bonds or I bonds, depending on the series you have.
Reply:Take them in with your marriage license and birth certificate. The more documentation you bring the better, but those are to two most important. Its pretty simple as banks understand that this happens a lot.
Reply:As long as you have your birth certifcate as a form of ID with you r name before marriage. Bring this with your currrent ID and you should be OK at your bank.
How do I cash my savings bonds with my name being different than when issued?
You can still cash them. Beware of any taxes you may have to pay, too.
Those savings bonds were issued with either your social security number, which doesn't change, or your parents' SS numbers, in addition to your name. Rarely, they may have been issued with the giver's SS number, if that person didn't know yours or that of your parents.
Take the bonds to the bank you use, show them your ID plus a birth certificate or social security card and your marriage license.
Here's a site that may have more info for you:
http://www.treasurydirect.gov/
Click on EE bonds or I bonds, depending on the series you have.
Reply:Take them in with your marriage license and birth certificate. The more documentation you bring the better, but those are to two most important. Its pretty simple as banks understand that this happens a lot.
Reply:As long as you have your birth certifcate as a form of ID with you r name before marriage. Bring this with your currrent ID and you should be OK at your bank.
How do you work a cash register?
I got this new job that I start soon and I' am a little nervous. I have to start out as a cashier. I have run some cash registers before, but the one at this job is more complicated. The cash registers I'm use to running are less computerized and at this job I will have to be able to run checks and do food stamps. I' am nervous cause I have never had to do that before. I guess when the teach you they don't have someone there by you all the time, they just show you once and let you go out on your own. I don't want to mess any thing up.
How do you work a cash register?
If you get stuck just ask for help! I know that you'll want to impress and that you don't want to be asking for help all the time. but if I was your boss, knowing that you were new, I would make sure that I had you trained properly, and that you asked for help at anytime you needed it! after all you are the taking the money from the customer that pays everyones wages.
what I'm trying to say is they won't let you mess up
Reply:My very first time operating a cash register was to push down the number keys and count change out in your head.
Today technology has made it so simple to operate a cash register that a ten-year old can do it.
How do you work a cash register?
If you get stuck just ask for help! I know that you'll want to impress and that you don't want to be asking for help all the time. but if I was your boss, knowing that you were new, I would make sure that I had you trained properly, and that you asked for help at anytime you needed it! after all you are the taking the money from the customer that pays everyones wages.
what I'm trying to say is they won't let you mess up
Reply:My very first time operating a cash register was to push down the number keys and count change out in your head.
Today technology has made it so simple to operate a cash register that a ten-year old can do it.
How can I buy an investment property and receive cash back at closing?
I heard a TV real estate guru say that a person could buy property and receive cash back at closing. Anyone know how this is done?
How can I buy an investment property and receive cash back at closing?
This is *FRAUD*
Not that the law ever stopped most real estate gurus, but this one is a particularly blatant violation.
http://www.searchlightcrusade.net/posts/...
Reply:Everybody is right, but it is best you go to answers.com and type in "unjust enrichment" read the answer; after you read the answer you make the decision.
Reply:If you have a seller's concession and a mortgage that is for the full purchase price or a concession and a mortgage that together add up to more than the purchase price you can do it legally.
Usually the property has to appraise higher than the purchase price also.
Not all lenders allow this, but I do closings and do this legally with a lenders knowledge every few weeks.
It's not as easy to do as the infomercials would lead you to believe. You need a combination of things, starting with a seller that is willing to accept less than his property is worth.
Reply:Legally you can't. However, I have heard of deals where the seller will write a check to the buyer after closing--but the mortgage company, realtors, and title company can't know anything about it...
Rick Lanicek
www.primelendingonline.com
medicine
How can I buy an investment property and receive cash back at closing?
This is *FRAUD*
Not that the law ever stopped most real estate gurus, but this one is a particularly blatant violation.
http://www.searchlightcrusade.net/posts/...
Reply:Everybody is right, but it is best you go to answers.com and type in "unjust enrichment" read the answer; after you read the answer you make the decision.
Reply:If you have a seller's concession and a mortgage that is for the full purchase price or a concession and a mortgage that together add up to more than the purchase price you can do it legally.
Usually the property has to appraise higher than the purchase price also.
Not all lenders allow this, but I do closings and do this legally with a lenders knowledge every few weeks.
It's not as easy to do as the infomercials would lead you to believe. You need a combination of things, starting with a seller that is willing to accept less than his property is worth.
Reply:Legally you can't. However, I have heard of deals where the seller will write a check to the buyer after closing--but the mortgage company, realtors, and title company can't know anything about it...
Rick Lanicek
www.primelendingonline.com
medicine
How to get a receipt from a contractor when you pay in cash?
Please help!
We're getting some work done on the house and the contractor said that they prefer cash installments (a total of three) as the method of payment and will bump down the price five percent if we pay in cash. If we do decide to take this route, how can we get a receipt to prove that we've paid (one receipt for each installment)? Is there any sort of legal stuff that we would need to do, or is a piece of paper with the amount paid and the contractor's signature suffice?
How to get a receipt from a contractor when you pay in cash?
ask for one.
a piece of paper with amount and signature and job
or buy a small reciept book and then he can keep a copy too.
Reply:Be sure to get the total price in writing before they start and before you pay them anything. Then each time you are giving them cash, be sure they give you a receipt for it when you give it to them.
They're most likely giving you a price break because they are planning to NOT report the income or pay tax on it. That's illegal for them, but isn't something that can come back on you.
Reply:You must insist on the contractor signing a lien waiver with every payment issued (lien waiver upon progress payment) as well as a lien waiver upon final payment.
The site listed below supplies guidelines as well as free lien waiver forms.
All the best.
Reply:sign a contract with the terms to make sure that everything is agreed upon and followed through. that way if something happens then you will have legal recourse. also make sure that he gives you a receipt on company paper or letterhead so that you will have proof that you paid him. don't hand him a dollar without getting a receipt for each time you pay him...
Reply:Asking for cash should ring alarm bells in your head. It almost certainly means he/she isn't going to pay VAT, which at 17.5% against the measly 5% discount you're being offered means it's win win for him/her and leaves YOU at risk of having little recourse if/when the work is bodged. If you can't find someone through word of mouth, at least seek out someone registered with a professional trade body.
Reply:Did you check this contractor out before you hired him to do work? Have you checked with the BBB to make sure this contractor is on the up and up? A huge red flag is when the contractor asks for his money in CASH!!!! Any reputable builder will except a check as payment and that's how you should pay by check NOT cash. With cash he can easily disappear with your money and not return, and usually when this happens the contractor has come in and done demolition destroying your house, ripping down walls then suddenly he dissappears leaving you with a huge mess and no contractor.
I would look for another contractor ASAP unless he came highly recommended from someone who has used him multiple times and they also paid in cash and are very happy with the work he provided. Even if you pay by check it's still considered cash and you should be afforded the same 5% discount, this way they don't have to deal with the hassle of credit cards and being charged a fee, that's why they are giving you a discount.
Any reputable contractor will carry his own receipt book and will write down what you are paying for on the receipt and put paid 1/3.
To be honest unless you got good references I'd look for a contractor that accepts checks.
We're getting some work done on the house and the contractor said that they prefer cash installments (a total of three) as the method of payment and will bump down the price five percent if we pay in cash. If we do decide to take this route, how can we get a receipt to prove that we've paid (one receipt for each installment)? Is there any sort of legal stuff that we would need to do, or is a piece of paper with the amount paid and the contractor's signature suffice?
How to get a receipt from a contractor when you pay in cash?
ask for one.
a piece of paper with amount and signature and job
or buy a small reciept book and then he can keep a copy too.
Reply:Be sure to get the total price in writing before they start and before you pay them anything. Then each time you are giving them cash, be sure they give you a receipt for it when you give it to them.
They're most likely giving you a price break because they are planning to NOT report the income or pay tax on it. That's illegal for them, but isn't something that can come back on you.
Reply:You must insist on the contractor signing a lien waiver with every payment issued (lien waiver upon progress payment) as well as a lien waiver upon final payment.
The site listed below supplies guidelines as well as free lien waiver forms.
All the best.
Reply:sign a contract with the terms to make sure that everything is agreed upon and followed through. that way if something happens then you will have legal recourse. also make sure that he gives you a receipt on company paper or letterhead so that you will have proof that you paid him. don't hand him a dollar without getting a receipt for each time you pay him...
Reply:Asking for cash should ring alarm bells in your head. It almost certainly means he/she isn't going to pay VAT, which at 17.5% against the measly 5% discount you're being offered means it's win win for him/her and leaves YOU at risk of having little recourse if/when the work is bodged. If you can't find someone through word of mouth, at least seek out someone registered with a professional trade body.
Reply:Did you check this contractor out before you hired him to do work? Have you checked with the BBB to make sure this contractor is on the up and up? A huge red flag is when the contractor asks for his money in CASH!!!! Any reputable builder will except a check as payment and that's how you should pay by check NOT cash. With cash he can easily disappear with your money and not return, and usually when this happens the contractor has come in and done demolition destroying your house, ripping down walls then suddenly he dissappears leaving you with a huge mess and no contractor.
I would look for another contractor ASAP unless he came highly recommended from someone who has used him multiple times and they also paid in cash and are very happy with the work he provided. Even if you pay by check it's still considered cash and you should be afforded the same 5% discount, this way they don't have to deal with the hassle of credit cards and being charged a fee, that's why they are giving you a discount.
Any reputable contractor will carry his own receipt book and will write down what you are paying for on the receipt and put paid 1/3.
To be honest unless you got good references I'd look for a contractor that accepts checks.
What became of all the CASH MONEY in the World Trade Center?
The WTC was a huge complex and I am sure it was full of bank branches and ATM machines. I haven't read a single thing about all the cash from the building. How many armored cars were there to either drop off or pick up money? How many guys were in there to service ATM machines? What about cash in teller drawers or in the vault? Who's to say they didn't take the money home with them in all the commotion? A million bucks in hundreds can fit in a bag the size of a backpack or a large purse. Everybody sees the buildings come down and they think everything is burned up. This has always been one of my conspiracy theories. Not a single story about so-and-so bank employee who got busted stealing on 9-11.
What became of all the CASH MONEY in the World Trade Center?
There was very little debris that was recognizable after the collapse of the towers. Not desks, or chairs, or telephones. All were turned to dust. And then the pile burned for months. No one took any money out of that pile.
Reply:I think many were more worried about their lives then trying to steal money. Conspiracy theroy at most, as far as i am concerned.
What became of all the CASH MONEY in the World Trade Center?
There was very little debris that was recognizable after the collapse of the towers. Not desks, or chairs, or telephones. All were turned to dust. And then the pile burned for months. No one took any money out of that pile.
Reply:I think many were more worried about their lives then trying to steal money. Conspiracy theroy at most, as far as i am concerned.
Can you cash a cashiers check without a bank acount?
I recieved my state tax refund, it's a cashiers check, and I don't have a bank account. I really don't want to open one unless I have to. Is it possible to cash a cashiers check without having a bank account?
Can you cash a cashiers check without a bank acount?
If you go to the bank that the check is drawn on, then they will cash it, provided that you can supply sufficient identification. You might also want to consider if you have any friends or family that has a bank account, endorse the check over to them, let them deposit it into their account, and give you the cash. A lot cheaper than going through a check cashing place.
Reply:YES, YOU CAN GO TO THE BANK THAT IT IS DRAWN ON. AS LONG AS YOUI HAVE A PICTURE ID THEY SHOULD BE ABLE TO CASH IT FOR YOU.
Reply:You can also go to one of the money mart places but they charge an arm and a leg. At this time of year a lot of banks will cash it but they also charge a fee, usually less than the check cashing joints. good luck to ya !!!
Can you cash a cashiers check without a bank acount?
If you go to the bank that the check is drawn on, then they will cash it, provided that you can supply sufficient identification. You might also want to consider if you have any friends or family that has a bank account, endorse the check over to them, let them deposit it into their account, and give you the cash. A lot cheaper than going through a check cashing place.
Reply:YES, YOU CAN GO TO THE BANK THAT IT IS DRAWN ON. AS LONG AS YOUI HAVE A PICTURE ID THEY SHOULD BE ABLE TO CASH IT FOR YOU.
Reply:You can also go to one of the money mart places but they charge an arm and a leg. At this time of year a lot of banks will cash it but they also charge a fee, usually less than the check cashing joints. good luck to ya !!!
How much cash reserve do I need to keep in the bank?
How much liquidity (cash) should I have available? Is it one month expense, 2 month expense, or something else?
How much cash reserve do I need to keep in the bank?
It's totally up to you. Most planners recommend 6 months. I usually recommend 12months; Why? Because you just never know how life is going to go for you.
Having 12 months of living expenses, means you are always in control. So if you lose your job (or quit), involved in an accident, or need to look after a relative (or other loved one) you can take the time you need to look for another job when you are ready- no pressure to take the first thing because you need it.
ANY emergency fund is a good one, the more you have the more flexible you can be, and yes it means other things are being left out - like retirement etc.
Consider this: Put away as much as possible to get 3 months of emergency funds - now you have a base. Halve the amount you were putting away until you reach 6 months - now you have a better base. Now halve the amount again until you reach twelve months.
Anything more than twelve months would probably be overkill - at least for an emergency fund. 'Most emergencies' would be over within 3 to 6 months. There 'MAY' be the odd 6 to 12 month emergency - like a disaster - take Katrina for example - You just never know.
You can visit my website, where you can get a free budget planner.
Good Luck!
Reply:6 months worth. It could take you a while to find another job if you get terminated.
Reply:Enough to pay all your expenses for 2-3 months.
Reply:at least three months emergency cash..
false teeth fail
How much cash reserve do I need to keep in the bank?
It's totally up to you. Most planners recommend 6 months. I usually recommend 12months; Why? Because you just never know how life is going to go for you.
Having 12 months of living expenses, means you are always in control. So if you lose your job (or quit), involved in an accident, or need to look after a relative (or other loved one) you can take the time you need to look for another job when you are ready- no pressure to take the first thing because you need it.
ANY emergency fund is a good one, the more you have the more flexible you can be, and yes it means other things are being left out - like retirement etc.
Consider this: Put away as much as possible to get 3 months of emergency funds - now you have a base. Halve the amount you were putting away until you reach 6 months - now you have a better base. Now halve the amount again until you reach twelve months.
Anything more than twelve months would probably be overkill - at least for an emergency fund. 'Most emergencies' would be over within 3 to 6 months. There 'MAY' be the odd 6 to 12 month emergency - like a disaster - take Katrina for example - You just never know.
You can visit my website, where you can get a free budget planner.
Good Luck!
Reply:6 months worth. It could take you a while to find another job if you get terminated.
Reply:Enough to pay all your expenses for 2-3 months.
Reply:at least three months emergency cash..
false teeth fail
Can I Cash in someone elses Check into my bank account or deposit?
My dads Income Tax Refund just came but he doesnt have a bank account. I recently opened a bank account and my dad wants me to deposit the check, Can I deposit my dads Check into my account or does he have to have his own account to deposit or cash it in?
Can I Cash in someone elses Check into my bank account or deposit?
He needs to sign the check and then write "pay to order of" to your name and then you endorse and deposit it. This shows he signed it, which is required, and then authorized you to endorse and deposit. A suggestion is for your father to open an account for himself and authorize you as a signatory.
Reply:Because the check is a government check, the bank won't require holding the funds until it clears. They WILL require proof of identification for the check owner (your dad). Go to the bank with him and have him endorse the check to you while the teller watches.
Reply:On the back of the check he can endorse it over to you- "Pay to Joe Blow" and then sign his name, then you endorse it like a check made out to you.
Reply:You can cash the check for him. It's best if you both go to your bank and he has a valid form of identification. This will clear up problems that the bank might have. You will need to have enough funds in your bank account to cover the check though. If you don't, then deposit the check and get the money out 2-3 days later. By then, the check should have cleared.
Reply:It depends on your bank. Most don't allow it under any circumstances. Just think of the potential for fraud and theft of checks. Save yourself the trouble and have your dad take his check down to the local check cashing house and pay the 3-5% charge. Next year, have him file his tax return with H and R Block and have him get the Emerald Card. It's a checking account without the checks (so he cannot get into trouble using it) and acts just like a master card check card. He avoids the deposit nightmare and can start building a banking record again. Everyone is approved. He can also have his paycheck or government check direct deposited into the same account. I know I sound like a commercial, but Block handed out around 2 million cards this year, mostly for people who don't have checking accounts. Many consumer groups applauded there efforts. As a tax professional, I liked signing people up (we don't get paid for signing people up, BTW). Plus, you get your tax return prepared by a tax professional. If your dad has not been getting all the refund that he deserves, he might be able to amend the last few years worth of returns and get additional money back. Block usually does not charge to look over the last few years of returns (though this may change in the future...).
Reply:that would all depend on the bank
Reply:have your dad sign it %26amp; then have him write "pay to the order of *your name), sign it %26amp; then deposit it
Reply:Have him endorse and sign it on the back as:
Pay to the order of (your name)
(your dad's signature)
Then you immediately endorse it as:
For deposit only to acct#(your account number)
(your siganture)
It may help if he accompanies you to the bank to clear up and problems while there.
Reply:Most banks will not take a third party check (one made out to someone other than the account holder). He can go to the bank the check is drawn on and cash it there as long as he has proper identification.
Can I Cash in someone elses Check into my bank account or deposit?
He needs to sign the check and then write "pay to order of" to your name and then you endorse and deposit it. This shows he signed it, which is required, and then authorized you to endorse and deposit. A suggestion is for your father to open an account for himself and authorize you as a signatory.
Reply:Because the check is a government check, the bank won't require holding the funds until it clears. They WILL require proof of identification for the check owner (your dad). Go to the bank with him and have him endorse the check to you while the teller watches.
Reply:On the back of the check he can endorse it over to you- "Pay to Joe Blow" and then sign his name, then you endorse it like a check made out to you.
Reply:You can cash the check for him. It's best if you both go to your bank and he has a valid form of identification. This will clear up problems that the bank might have. You will need to have enough funds in your bank account to cover the check though. If you don't, then deposit the check and get the money out 2-3 days later. By then, the check should have cleared.
Reply:It depends on your bank. Most don't allow it under any circumstances. Just think of the potential for fraud and theft of checks. Save yourself the trouble and have your dad take his check down to the local check cashing house and pay the 3-5% charge. Next year, have him file his tax return with H and R Block and have him get the Emerald Card. It's a checking account without the checks (so he cannot get into trouble using it) and acts just like a master card check card. He avoids the deposit nightmare and can start building a banking record again. Everyone is approved. He can also have his paycheck or government check direct deposited into the same account. I know I sound like a commercial, but Block handed out around 2 million cards this year, mostly for people who don't have checking accounts. Many consumer groups applauded there efforts. As a tax professional, I liked signing people up (we don't get paid for signing people up, BTW). Plus, you get your tax return prepared by a tax professional. If your dad has not been getting all the refund that he deserves, he might be able to amend the last few years worth of returns and get additional money back. Block usually does not charge to look over the last few years of returns (though this may change in the future...).
Reply:that would all depend on the bank
Reply:have your dad sign it %26amp; then have him write "pay to the order of *your name), sign it %26amp; then deposit it
Reply:Have him endorse and sign it on the back as:
Pay to the order of (your name)
(your dad's signature)
Then you immediately endorse it as:
For deposit only to acct#(your account number)
(your siganture)
It may help if he accompanies you to the bank to clear up and problems while there.
Reply:Most banks will not take a third party check (one made out to someone other than the account holder). He can go to the bank the check is drawn on and cash it there as long as he has proper identification.
What is the present value of the perpetual cash inflow?
You have the opportunity to invest in a business venture. You will be required to invest $10,000 now and $6000 a year from now. The venture will generate a perpetual cash inflow of $1000 every year, with the first inflow occurring 2 years from now.
What is the present value of the perpetual cash inflow?
You have to establish the appropriate discount rate, that is the interest rate appropriate for the flows. What interest rate do you want to use?
Reply:-10000 + -6000/(1+K) + 1000/k i think
What is the present value of the perpetual cash inflow?
You have to establish the appropriate discount rate, that is the interest rate appropriate for the flows. What interest rate do you want to use?
Reply:-10000 + -6000/(1+K) + 1000/k i think
What are some good fundraising ideas for quick cash?
My college marching band is in a fincial stint and we really really want to go to a competition in Allentown, Pennsylvania. Our college is located near Erie, PA. We have already asked our SGA for more money and have not given us nearly enough to cobver the costs.
Now my question is what are some good fundraisers for quick cash. The competition is at the end of of September.
What are some good fundraising ideas for quick cash?
I know cheerleading squads sometimes hold a "junior cheer" clinic on a Saturday and work with young kids to develop a few cheers.
Could your marching band come up with a similar clinic idea? It should be about 2-3 hours, include a t-shirt and snack, and plenty of water. Kids can bring whatever instrument they like (old recorders, etc.) and you could teach them some marching routines, etc. Good luck.
Reply:couple of common ideas are bake sales and car washing. Another thing I would try is to sell "singing telegrams". You could be paid to perform at someone elses house for a few minutes. Maybe charge like 20 dollars for 5-10 minutes of performing a few songs in the dorm halls or at peoples houses.
Or maybe come out with a cool t-shirt to buy in bulk and sell. I would get local businesses to "buy space" on the back of your t-shirts (Pizzerias, bars, etc) to print on rhe back of the t-shirts, use that money to buy t-shirts in bulk and create a cool design and sell them. (As a college student, you can never have enough t-shirts) I have included a website to give you pricing ideas. I think you could make a lot of money doing this. Take care and good luck.
Reply:My candle company does fundraising and you make 6 dollars from every candle sold. We dropship so that is not a problem.
Contact me at http://www.scentforever.scent-team.com
for more information. With the holidays coming this is an excellent opportunity for you to make the money you need.
Reply:Mary Kay. Find a consultant in your area on www.marykay.com using the consultant locator. I have done several fundraisers the satin hands sell really well especially before the holidays
Reply:How many people in the band? Divide the amount it would cost for all of you to go by the number of people, subtract what you already have, and then ask your parents to donate to the cause ... after all it is your family who wants you to succeed isn't it. The only other thing I can think of is everyone going out and looking for a part time job for three weeks. And use those funds to cover the costs of the trip for everyone. Also, go to every frat and sorority house on campus and ask if you can collect all of their plastic water bottles and aluminum cans; and then show up each day to do that; leaving a trash can for them to deposit them in. Then recycle them at the nearest recycle center.
goodl luck.
Reply:bad idea - the casino and race track
Krispy Kremes was a fundraiser goldmine several years ago - but that before Krispy kreme opened in Erie and you can get them at almost any Country Fair.
Pizza Hut has fund raiser ideas --
ERIE County really loves their pizza
I don't know if Country Fair still do fundraisers on their subs
Check with the Erie Times - every sunday at Walmart by the airport has different fundraisers sell the Sunday times for $1.00 (don't know how far in advance or if the other walmart locations are available (not sure what % of sales is given to the fundraiser group)
But with the short time you have - ask your local Giant Eagle and/or Walmart if you can stand outside asking for donation
doing a mini concert for donations - show people how good you are - giant eagle - Walmart-Millcreek Mall - place with lots of customers - while the concert is going on - others will have canisters for donations
maybe a chinese auction- ask various stores - resturants for donations - make up a flier detailing day date and time of your competition so they know what you are doing- walamrt, giant Eagle, Kmart, Perkins, Bob Evans - Jrs last Laugh Comedy club, sub ways, country fair - not sure about Splash Lagoon - couldn't hurt to ask
Reply:Besides the band members asking people to donate (you can also give donation forms to your parents, friends, and other family members) and help fund the trip, you can have car washes and bake sales. But before going ahead with this, find out from your school (particularly the SGA) what funraising activities are allowed on school grounds. If the band is really great, you can come up with a presentation of the band's achievements over the years and the kind of reputation your school's band has in the community, ie. being well-known and performing in major events, etc.
Reply:Having a raffle would be quick and if you pick the right prizes, you'd make more than enough to go to competition. Choose prizes that people really want like iPods, digital picture frames, even gift cards to electronics stores. Don't over price or under price your raffle tickets. Have each band member responsible for selling a certain amount of tickets. Set up a table at football games, dances, etc. to sell more tickets. You might make more than just what you need to go to competition!
Check here for raffle ideas:
http://www.fundraiserhelp.com/raffles.ht...
Good Luck!
Reply:If you have your principles permission you could sell raffle tickets. It may be illegal to sell for the school without permission. you can also cantact a company that specializes in fundraisers like: www.easy-fundraising-ideas.com. The can send you a free catalog.
Now my question is what are some good fundraisers for quick cash. The competition is at the end of of September.
What are some good fundraising ideas for quick cash?
I know cheerleading squads sometimes hold a "junior cheer" clinic on a Saturday and work with young kids to develop a few cheers.
Could your marching band come up with a similar clinic idea? It should be about 2-3 hours, include a t-shirt and snack, and plenty of water. Kids can bring whatever instrument they like (old recorders, etc.) and you could teach them some marching routines, etc. Good luck.
Reply:couple of common ideas are bake sales and car washing. Another thing I would try is to sell "singing telegrams". You could be paid to perform at someone elses house for a few minutes. Maybe charge like 20 dollars for 5-10 minutes of performing a few songs in the dorm halls or at peoples houses.
Or maybe come out with a cool t-shirt to buy in bulk and sell. I would get local businesses to "buy space" on the back of your t-shirts (Pizzerias, bars, etc) to print on rhe back of the t-shirts, use that money to buy t-shirts in bulk and create a cool design and sell them. (As a college student, you can never have enough t-shirts) I have included a website to give you pricing ideas. I think you could make a lot of money doing this. Take care and good luck.
Reply:My candle company does fundraising and you make 6 dollars from every candle sold. We dropship so that is not a problem.
Contact me at http://www.scentforever.scent-team.com
for more information. With the holidays coming this is an excellent opportunity for you to make the money you need.
Reply:Mary Kay. Find a consultant in your area on www.marykay.com using the consultant locator. I have done several fundraisers the satin hands sell really well especially before the holidays
Reply:How many people in the band? Divide the amount it would cost for all of you to go by the number of people, subtract what you already have, and then ask your parents to donate to the cause ... after all it is your family who wants you to succeed isn't it. The only other thing I can think of is everyone going out and looking for a part time job for three weeks. And use those funds to cover the costs of the trip for everyone. Also, go to every frat and sorority house on campus and ask if you can collect all of their plastic water bottles and aluminum cans; and then show up each day to do that; leaving a trash can for them to deposit them in. Then recycle them at the nearest recycle center.
goodl luck.
Reply:bad idea - the casino and race track
Krispy Kremes was a fundraiser goldmine several years ago - but that before Krispy kreme opened in Erie and you can get them at almost any Country Fair.
Pizza Hut has fund raiser ideas --
ERIE County really loves their pizza
I don't know if Country Fair still do fundraisers on their subs
Check with the Erie Times - every sunday at Walmart by the airport has different fundraisers sell the Sunday times for $1.00 (don't know how far in advance or if the other walmart locations are available (not sure what % of sales is given to the fundraiser group)
But with the short time you have - ask your local Giant Eagle and/or Walmart if you can stand outside asking for donation
doing a mini concert for donations - show people how good you are - giant eagle - Walmart-Millcreek Mall - place with lots of customers - while the concert is going on - others will have canisters for donations
maybe a chinese auction- ask various stores - resturants for donations - make up a flier detailing day date and time of your competition so they know what you are doing- walamrt, giant Eagle, Kmart, Perkins, Bob Evans - Jrs last Laugh Comedy club, sub ways, country fair - not sure about Splash Lagoon - couldn't hurt to ask
Reply:Besides the band members asking people to donate (you can also give donation forms to your parents, friends, and other family members) and help fund the trip, you can have car washes and bake sales. But before going ahead with this, find out from your school (particularly the SGA) what funraising activities are allowed on school grounds. If the band is really great, you can come up with a presentation of the band's achievements over the years and the kind of reputation your school's band has in the community, ie. being well-known and performing in major events, etc.
Reply:Having a raffle would be quick and if you pick the right prizes, you'd make more than enough to go to competition. Choose prizes that people really want like iPods, digital picture frames, even gift cards to electronics stores. Don't over price or under price your raffle tickets. Have each band member responsible for selling a certain amount of tickets. Set up a table at football games, dances, etc. to sell more tickets. You might make more than just what you need to go to competition!
Check here for raffle ideas:
http://www.fundraiserhelp.com/raffles.ht...
Good Luck!
Reply:If you have your principles permission you could sell raffle tickets. It may be illegal to sell for the school without permission. you can also cantact a company that specializes in fundraisers like: www.easy-fundraising-ideas.com. The can send you a free catalog.
How much cash should I bring on a cruise saturday through thursday?
Im bringing a credit card for the ship but i also do plan on bringing some cash as well....
How much cash should I bring on a cruise saturday through thursday?
There is no where to use cash on the ship. They will give you a "sign %26amp; sail" card that will be tied to your credit card to use on the ship. You will only need cash if you go on shore. So I'd recommend $100.00 per shore day.
Reply:it all depends. if you are doing your tours with private companies, you will have to pay them cash. Also, taxis, tour guide tipping, drinks etc will have to be cash. Also, if you drive to the pier, you may have to pay cash for the parking lot, tipping for porters etc. I usually bring about 500 or so cash but I also use cash in the casino which comes out of the 500.
Reply:hello,
if you want read something about cruises
i just come accross this blog which may help you
http://cheap-cruises-to-alaska.blogspot....
http://cruises-carribean.blogspot.com
http://disney-cruise-ship.blogspot.com
Reply:I plan $100 to $300 per port it never cost that much for all but some I spend more some less, and I travel with my husband and 2 sons so we can spend more if we are not careful, I so I research the port before and that helps
broken teeth treatment
How much cash should I bring on a cruise saturday through thursday?
There is no where to use cash on the ship. They will give you a "sign %26amp; sail" card that will be tied to your credit card to use on the ship. You will only need cash if you go on shore. So I'd recommend $100.00 per shore day.
Reply:it all depends. if you are doing your tours with private companies, you will have to pay them cash. Also, taxis, tour guide tipping, drinks etc will have to be cash. Also, if you drive to the pier, you may have to pay cash for the parking lot, tipping for porters etc. I usually bring about 500 or so cash but I also use cash in the casino which comes out of the 500.
Reply:hello,
if you want read something about cruises
i just come accross this blog which may help you
http://cheap-cruises-to-alaska.blogspot....
http://cruises-carribean.blogspot.com
http://disney-cruise-ship.blogspot.com
Reply:I plan $100 to $300 per port it never cost that much for all but some I spend more some less, and I travel with my husband and 2 sons so we can spend more if we are not careful, I so I research the port before and that helps
broken teeth treatment
How do you catch an employee that you believe is steeling cash?
The cash drawer is always short around $10.00 when a certain employee is working. We have no cameras and she opens alone in the mornings and has access to the cash. All employees use the same register and we only have 4 workers a day.
How do you catch an employee that you believe is steeling cash?
Without catching the thief "red handed" it will be difficult. You mentioned that the "drawer is short" so you may already be using a POS system instead of a cash register (if you arent you can start there). Some other things to try besides camera %26amp; POS:
- Reconcile your cash drawer after every shift instead of at the end of day
- Work a shift with the offender and watch them when they don't think you are
- Enlist an employee the offender works with to watch him/her for you.
-Talk to them. Let them know you have noticed, see if anything changes.
- Set up a "decoy camera" to make the theif beleive they are being recorded.
Good luck!
Reply:Well, you could either install a camera (or just tell them you are and get one of those fake looking ones), or limit the register to one person using it at a time...and count it between employees.
Reply:report lt to your manager
Reply:If you have 4 people using the same register, there is no way to catch them and have it stick.
I would contact your local police department to see if they have any ideas that will help you. And your accountant. Stealing is a very high offense and you are wise to not just say that they're stealing--- cause you could end up in court for destroying their reputation.
Reply:set up a small camera,,you can get them the size of a pill now days and set it up so it shows the till,,,there has been shows over in oz,,how employees have been ripping thier bosses off so they set up camera's and they get caught on camera,,give the tape to police and they charge them with stealing,,,,and made to pay it all back,,,just a small camera,,but you have to set it up when the person is not around
How do you catch an employee that you believe is steeling cash?
Without catching the thief "red handed" it will be difficult. You mentioned that the "drawer is short" so you may already be using a POS system instead of a cash register (if you arent you can start there). Some other things to try besides camera %26amp; POS:
- Reconcile your cash drawer after every shift instead of at the end of day
- Work a shift with the offender and watch them when they don't think you are
- Enlist an employee the offender works with to watch him/her for you.
-Talk to them. Let them know you have noticed, see if anything changes.
- Set up a "decoy camera" to make the theif beleive they are being recorded.
Good luck!
Reply:Well, you could either install a camera (or just tell them you are and get one of those fake looking ones), or limit the register to one person using it at a time...and count it between employees.
Reply:report lt to your manager
Reply:If you have 4 people using the same register, there is no way to catch them and have it stick.
I would contact your local police department to see if they have any ideas that will help you. And your accountant. Stealing is a very high offense and you are wise to not just say that they're stealing--- cause you could end up in court for destroying their reputation.
Reply:set up a small camera,,you can get them the size of a pill now days and set it up so it shows the till,,,there has been shows over in oz,,how employees have been ripping thier bosses off so they set up camera's and they get caught on camera,,give the tape to police and they charge them with stealing,,,,and made to pay it all back,,,just a small camera,,but you have to set it up when the person is not around
Can I close my checking account where several cash advance companies has checks on it and what would happen?
I have 14 cash advances out with several different companies. I can't afford to not renew them each month since I am on social security.
Can I close my checking account where several cash advance companies has checks on it and what would happen?
just make sure that you have the cash in your account when it all boils down so you don't start bouncing them. then you'll have less money by paying NSF fees. first you need to stop the cash advances, let all of the debits/withdrawals clear, then close the account. otherwise, you're going to create more problems or yourself.
Reply:Danny,
go ahead close them . get ready to be hassled. save ur cash so u can get ahead.
figure some ways to get extra cash.
Reply:could get charged with bad check writing
Can I close my checking account where several cash advance companies has checks on it and what would happen?
just make sure that you have the cash in your account when it all boils down so you don't start bouncing them. then you'll have less money by paying NSF fees. first you need to stop the cash advances, let all of the debits/withdrawals clear, then close the account. otherwise, you're going to create more problems or yourself.
Reply:Danny,
go ahead close them . get ready to be hassled. save ur cash so u can get ahead.
figure some ways to get extra cash.
Reply:could get charged with bad check writing
Monday, November 16, 2009
When someone writes a check out to Cash, how does it work exactly?
Can anyone that possesses the check simply take it to a bank and withdraw that amount of money from that persons checking account? Basically is a check written out to cash equivalent to cash?
Also, what will a bank teller do specifically when presented with a check written out to cash? Is any ID necessary?
When someone writes a check out to Cash, how does it work exactly?
Anyone who signs the back of the check can cash it. Almost all financial institutions will ask for ID, and will also probably make a photocopy of it while you wait for the check to be cashed. You'll have to go to the financial institution from where the check is issued to cash it. You may also be charged a fee to cash the check. Laws vary from state to state.
Reply:Anyone can cash it. You have to sign the back and probobly show ID depending on where you cash it.
Reply:Do surveys make some money it's easy, simple as that, here's the link:
http://www.cashlagoon.com/?ref=9493
Reply:Anyone can cash it.
Also, what will a bank teller do specifically when presented with a check written out to cash? Is any ID necessary?
When someone writes a check out to Cash, how does it work exactly?
Anyone who signs the back of the check can cash it. Almost all financial institutions will ask for ID, and will also probably make a photocopy of it while you wait for the check to be cashed. You'll have to go to the financial institution from where the check is issued to cash it. You may also be charged a fee to cash the check. Laws vary from state to state.
Reply:Anyone can cash it. You have to sign the back and probobly show ID depending on where you cash it.
Reply:Do surveys make some money it's easy, simple as that, here's the link:
http://www.cashlagoon.com/?ref=9493
Reply:Anyone can cash it.
How much cash can I deposit before the government will get 'interested'?
I had been saving cash for a rainy day, and would like to deposit it. However, I don't feel like paying taxes on it again. I know that there's a certain amount that banks have to report.
How much cash can I deposit before the government will get 'interested'?
According to this site, "The BSA requires banks to maintain records of funds transfer in amounts of $3,000 and above."
So, if you deposit like $2500 or something, you should be fine. Just don't deposit like $2999, or that'll REALLY set them off (I think they call that "smurfing" and they look out for it.)
Reply:There are tax free investment stratigies you can do. Report Abuse
Reply:Banks are required to REPORT cash transactions over $10,000 under the BSA. Banks keep records of all transactions, regardless of dollar amount.
If you've already paid taxes on your money, you won't have to pay taxes on it again, regardless of how much cash you've accumulated. Report Abuse
Reply:I'm almost positive the amount they get interested in is $5000.00, but if I were you I'd put it in $1000.00 at a time, and then spread it around through different branches.
canine teeth
How much cash can I deposit before the government will get 'interested'?
According to this site, "The BSA requires banks to maintain records of funds transfer in amounts of $3,000 and above."
So, if you deposit like $2500 or something, you should be fine. Just don't deposit like $2999, or that'll REALLY set them off (I think they call that "smurfing" and they look out for it.)
Reply:There are tax free investment stratigies you can do. Report Abuse
Reply:Banks are required to REPORT cash transactions over $10,000 under the BSA. Banks keep records of all transactions, regardless of dollar amount.
If you've already paid taxes on your money, you won't have to pay taxes on it again, regardless of how much cash you've accumulated. Report Abuse
Reply:I'm almost positive the amount they get interested in is $5000.00, but if I were you I'd put it in $1000.00 at a time, and then spread it around through different branches.
canine teeth
How much cash would I need to own a pawn shop in Saint Paul Minnesota?
How much cash would I need to open a pawn shop in SAINT PAUL, MN?
I know that a bond is 5,000.00 and the license is 2,500.00
But, how much would I need to get everything open and running?
How much cash would I need to own a pawn shop in Saint Paul Minnesota?
Man, you really want to open up a pawn shop.
Shoot me an email at needanid_99@yahoo.com and I can send you some additional information.
I live in Bloomington, MN BTW.
In the mean time. Head out to Microsoft.com and download some of there financial templates and Business plans. Some of the templates are provided by SBA and score. There's no way that I can figure out a start up cost for you, but you may have a better idea of what things cost, etc. Browse thru them and play around with some cash estimates.
I know that a bond is 5,000.00 and the license is 2,500.00
But, how much would I need to get everything open and running?
How much cash would I need to own a pawn shop in Saint Paul Minnesota?
Man, you really want to open up a pawn shop.
Shoot me an email at needanid_99@yahoo.com and I can send you some additional information.
I live in Bloomington, MN BTW.
In the mean time. Head out to Microsoft.com and download some of there financial templates and Business plans. Some of the templates are provided by SBA and score. There's no way that I can figure out a start up cost for you, but you may have a better idea of what things cost, etc. Browse thru them and play around with some cash estimates.
What does cash award hearing mean in a lawsuit?
My sister finally received a letter from her lawyer that a cash award meeting was to take place between her lawyer and the insurance company being sued. It stated about a possible offer being made etc. She fell and since is going to have her fourth surgery on her ankle. She is bad shape finanacially and health wise.
What does cash award hearing mean in a lawsuit?
A cash award hearing is where the parties will get together, then the party responsible will make a settlement offer to the other party (your sister) and if your sister accepts the offer it will be submitted for approval by a judge (at least in CA, and this is really only a formality). Then the check will be sent to the lawyer, who will take out his fees and give your sister the remaining amount.
Hope that helps.
What does cash award hearing mean in a lawsuit?
A cash award hearing is where the parties will get together, then the party responsible will make a settlement offer to the other party (your sister) and if your sister accepts the offer it will be submitted for approval by a judge (at least in CA, and this is really only a formality). Then the check will be sent to the lawyer, who will take out his fees and give your sister the remaining amount.
Hope that helps.
Can I use my credit card or debit card for fedex cash on delivery?
I ordered some items from a website using cash on delivery service through Fedex as the carrier. When the items arrive, can I use a debit or credit card or do I have to pay with Cash?
What happens if I pay in Cash and the carrier decides to take a chunk of it?
Can I use my credit card or debit card for fedex cash on delivery?
No. From the FedEx web site:
"FedEx tries to contact your recipient before delivery so payment is ready. Your recipient can pay by personal check, money order, cashier's check, company check, official check or certified check. We return payment to you the next business day via FedEx Standard Overnight® (where available; otherwise FedEx 2Day®)."
Reply:They won't take plastic, you will need to give them a check, money order, or cash when they arrive. Get a receipt from them, but they aren't supposed to drop off the package without getting the funds, so really it's their problem, not yours.
Reply:You should be okay with the debit or credit card. But if you decide to pay cash just get a receipt from the delivery guy and you'll be fine.
Reply:The sender decides what form of payment you use. FedEx doesn't accept cash.
Reply:money order from post office
What happens if I pay in Cash and the carrier decides to take a chunk of it?
Can I use my credit card or debit card for fedex cash on delivery?
No. From the FedEx web site:
"FedEx tries to contact your recipient before delivery so payment is ready. Your recipient can pay by personal check, money order, cashier's check, company check, official check or certified check. We return payment to you the next business day via FedEx Standard Overnight® (where available; otherwise FedEx 2Day®)."
Reply:They won't take plastic, you will need to give them a check, money order, or cash when they arrive. Get a receipt from them, but they aren't supposed to drop off the package without getting the funds, so really it's their problem, not yours.
Reply:You should be okay with the debit or credit card. But if you decide to pay cash just get a receipt from the delivery guy and you'll be fine.
Reply:The sender decides what form of payment you use. FedEx doesn't accept cash.
Reply:money order from post office
How much cash can we carry to India while travelling from US ?
Is there a maximum limit that we can carry !! Do we need to claim in customs about the cash that we are carrying in US or in India?
Please let me know.
Thanks
How much cash can we carry to India while travelling from US ?
You need to tell USCustoms if you are carrying more than $10,000 out of the country (to anywhere). If you don't declare it and they find it, they will seize it and fine you. Occasionally, they arrest the people doing it, too.
Reply:no limit
Reply:I believe, there is no limit. But declare it to the appropriate authority...may you check before leaving ...?
Reply:$10,000
Reply:yes you need to claim it in customs.(US) I wouldn't carry cash I would carry traveler's checks and use a difficult signature to imitate!
Reply:I honestly dont know
Reply:there is no limit its up to you and your pocket how much budget you have.
if you declare its official no problem at all.
Reply:yes you do need to tell the customs about how much money you are taking, I take about $10.000 every time I go to India and I can travel 2 months every where and buy anything I want.
Food is very cheap in India and just be careful and do not let any body know how much money you have Travellers ch is the best.
India is not safe is you have money with you.
Reply:At a max, carry like $100. Thats about it. We dont need to clain cash in customs but there are chances that what ever US dollar you have is what the customs people in India want. So the lesser you have, the better it is for you.
There is no limit, i think.
Reply:Any person can bring into India from a place outside India foreign exchange without any limit. However, declaration of foreign exchange/currency is required to be made in the prescribed Currency Declaration Form in the following cases:-
(a) Where the value of foreign currency notes exceeds US$ 5000/- or equivalent
(b) Where the aggregate value of foreign exchange (in the form of currency notes, bank notes, traveler cheques etc.) exceeds US$ 10,000/- or its equivalent
Reply:Usually the best thing to do is to use a traveler's check if you're traveling anywhere (not just India). If you're carrying cash then you'd have to declare any amount above $10000. Moreover carrying that amount of money in cash is extremely foolish (the reasons are obvious). Credit cards (Visa, MasterCard, American Express and most other C cards) are accepted in all the major cities in India (rural areas may present a bit of a problem) but it would be best if you contacted your travel agent and ask.
Reply:U.S. $ 9999.99 no need to declare
U.S $ 10000 need to declare
TC (traveller check) any amount
human teeth
Please let me know.
Thanks
How much cash can we carry to India while travelling from US ?
You need to tell USCustoms if you are carrying more than $10,000 out of the country (to anywhere). If you don't declare it and they find it, they will seize it and fine you. Occasionally, they arrest the people doing it, too.
Reply:no limit
Reply:I believe, there is no limit. But declare it to the appropriate authority...may you check before leaving ...?
Reply:$10,000
Reply:yes you need to claim it in customs.(US) I wouldn't carry cash I would carry traveler's checks and use a difficult signature to imitate!
Reply:I honestly dont know
Reply:there is no limit its up to you and your pocket how much budget you have.
if you declare its official no problem at all.
Reply:yes you do need to tell the customs about how much money you are taking, I take about $10.000 every time I go to India and I can travel 2 months every where and buy anything I want.
Food is very cheap in India and just be careful and do not let any body know how much money you have Travellers ch is the best.
India is not safe is you have money with you.
Reply:At a max, carry like $100. Thats about it. We dont need to clain cash in customs but there are chances that what ever US dollar you have is what the customs people in India want. So the lesser you have, the better it is for you.
There is no limit, i think.
Reply:Any person can bring into India from a place outside India foreign exchange without any limit. However, declaration of foreign exchange/currency is required to be made in the prescribed Currency Declaration Form in the following cases:-
(a) Where the value of foreign currency notes exceeds US$ 5000/- or equivalent
(b) Where the aggregate value of foreign exchange (in the form of currency notes, bank notes, traveler cheques etc.) exceeds US$ 10,000/- or its equivalent
Reply:Usually the best thing to do is to use a traveler's check if you're traveling anywhere (not just India). If you're carrying cash then you'd have to declare any amount above $10000. Moreover carrying that amount of money in cash is extremely foolish (the reasons are obvious). Credit cards (Visa, MasterCard, American Express and most other C cards) are accepted in all the major cities in India (rural areas may present a bit of a problem) but it would be best if you contacted your travel agent and ask.
Reply:U.S. $ 9999.99 no need to declare
U.S $ 10000 need to declare
TC (traveller check) any amount
human teeth
How does cash benefit our economy compared to how credit benefits it?
Just trying to figure out why it is better for the economy when one uses cash as opposed to credit...
How does cash benefit our economy compared to how credit benefits it?
it's a tough answer but I think cash has more benefits...its real!
How does cash benefit our economy compared to how credit benefits it?
it's a tough answer but I think cash has more benefits...its real!
Can I reserve an airline ticket over the phone and pay cash at the airport?
Can I reserve a ticket over the phone and pay cash at the airport the day of my flight? Will they still charge more me like they do when you buy a ticket for a same day flight? The ticket is $190 online but I'd rather pay cash.
Can I reserve an airline ticket over the phone and pay cash at the airport?
DRL is right. The fare is not guaranteed just because you make a reservation. For example, make a reservation for a flight in March, wait until the departure date to pay, and you will almost certainly be charged the "full fare" price for the ticket - regardless of the fare at the time you made the reservation.
Best is to go to a travel agency or go to the airline ticket counter, make the reservation, and pay for it with cash at the same time.
Reply:Depends on the fare. Find out what the ticket deadline is for that reservation/fare. Most likely, the deadline is in advance of the travel date for that fare. You may need to make a trip to the airport just to pay or maybe you can pay cash at an airline city ticket office or at a travel agency or some airlines, like Continental Airlines, have accounts with Western Union to wire money. A lot of people don't have credit cards, and those are their options unless they can get someone who has a credit card to buy it for them an then give their friend the cash.
Reply:it would be better if you buy tickets at the net and present your papers at the airport for less hassle.
Reply:Depends on the airline. I did it with Cebu Pacific when they wouldn't accept foreign credit cards on their website. But I think I had to pay for them at least 24 hours before the flight, which didn't happen to be a problem as I picked them up on an earlier trip to the airport. There was no extra charge for doing so, and the fare was what was quoted when booking (ie it didn't go up), but again it depends entirely on the airline in question.
Reply:It depends on the airline. In most cases fares are never guaranteed until the reservation is ticketed. If the fare is $190, I'd be willing to bet that $190 that the fare will go up if you don't pay for it now.
Can I reserve an airline ticket over the phone and pay cash at the airport?
DRL is right. The fare is not guaranteed just because you make a reservation. For example, make a reservation for a flight in March, wait until the departure date to pay, and you will almost certainly be charged the "full fare" price for the ticket - regardless of the fare at the time you made the reservation.
Best is to go to a travel agency or go to the airline ticket counter, make the reservation, and pay for it with cash at the same time.
Reply:Depends on the fare. Find out what the ticket deadline is for that reservation/fare. Most likely, the deadline is in advance of the travel date for that fare. You may need to make a trip to the airport just to pay or maybe you can pay cash at an airline city ticket office or at a travel agency or some airlines, like Continental Airlines, have accounts with Western Union to wire money. A lot of people don't have credit cards, and those are their options unless they can get someone who has a credit card to buy it for them an then give their friend the cash.
Reply:it would be better if you buy tickets at the net and present your papers at the airport for less hassle.
Reply:Depends on the airline. I did it with Cebu Pacific when they wouldn't accept foreign credit cards on their website. But I think I had to pay for them at least 24 hours before the flight, which didn't happen to be a problem as I picked them up on an earlier trip to the airport. There was no extra charge for doing so, and the fare was what was quoted when booking (ie it didn't go up), but again it depends entirely on the airline in question.
Reply:It depends on the airline. In most cases fares are never guaranteed until the reservation is ticketed. If the fare is $190, I'd be willing to bet that $190 that the fare will go up if you don't pay for it now.
How does one protect cash from depreciating in value?
Indian Stock Markets are on a terrific high. However, this is causing anxiety to investors, and they are coming into cash. Now how does one protect the cash from depreciating in value? Are there any rules and past experiences
How does one protect cash from depreciating in value?
Cash depreciates as inflation increases or also relative to another currency. You can protect cash from depreciating by trying to lock in fixed rates of return that are expected to beat inflation, or by investing in currencies that are relatively cheap compared to the indian currency. The later option can be more risky, because you are banking on the foreign currency appreciating.
Reply:The best rule would be to spend it now while it still has value!!
How does one protect cash from depreciating in value?
Cash depreciates as inflation increases or also relative to another currency. You can protect cash from depreciating by trying to lock in fixed rates of return that are expected to beat inflation, or by investing in currencies that are relatively cheap compared to the indian currency. The later option can be more risky, because you are banking on the foreign currency appreciating.
Reply:The best rule would be to spend it now while it still has value!!
How much are taxes on a gift of cash?
What would taxes be in the US on a substantial (maybe $40,000) gift of cash made to someone? Would both the giver and recipient be charged taxes or penalties?
How much are taxes on a gift of cash?
The donor of the gift pays the tax. Bona-fide gifts are always tax-free to the recipient.
There is an annual exclusion of $12,000 per donor, per recipient. If a donor gives more than that to any ONE recipient then a Gift Tax return is required. Whether or not any Gift Tax will be due will depend upon the giver's lifetime gifting status. Currently the unified lifetime credit (linked to the Estate Tax exclusion) is $1,000,000. Until a donor has given taxable gifts that exceed both the $12,000 annual exclusion AND the unified lifetime credit amount, not tax will be due.
Because of the unified lifetime credit and the linkage of the credit to the Estate Tax exclusion, gift givers must keep permanent records of all gifts given and Gift Tax returns filed. The executor of their estate will need those when calculating any Federal Estate Tax due after they pass.
Reply:TFTP Report Abuse
Reply:You can give/receive up to $10,000 a year tax-free. Why not talk to the giver and see if they'll agree to just give ten thousand a year for the next four years? That way there'll be no gift taxes...and the gift tax is rather high.
Good luck!
Reply:The receiver doesn't pay tax on a gift. The giver has to file a gift tax return if he or she gives over $12,000 in one year to any one person, but might not have to pay any tax on it - there's a lifetime exemption of $1 million that they can apply the gift against if they haven't already used it up.
Reply:First, there is an annual exclusion for gifts, which is $12,000 per year, starting in 2006. To avoid all tax, this person could give you $12,000 over three years and neither of you would pay any tax (with the $4000 balance given in year four). No forms to fill out, no taxes owed.
If a couple is giving you the money (aka parents or grandparents), they can each give up to $12,000 per year, for a total of $24,000 per donee. In this case, you could have all the cash in two years, tax-free.
Other ways to avoid taxes is to have the person actually pay for certain services. These include college tuition or medical expenses.
If you simply have to get the whole amount in one lump, it is the donor who is primarily responsible for paying the tax.
Reply:Gifts are never taxable to the person who receives them. Person who gives the gift can give a gift up to $12,000 per person per year. If they exceed that amount they would have to file a gift tax return, but they have a lifetime exclusion of $1,000,000 to apply excess gifts against. So if they gave $40,000 they'd have to file the gift tax return, but not pay any taxes due to the lifetime exclusion, unless they had already used it up.
Reply:I didnt think that there was tax on gifts...well not in england neways
Reply:The first 3 responses are simply incorrect.
The 4th is correct except for the last item.
The 5th, 6th and 7th responses are correct and clarify the issues.
Reply:I believe the tax free limit is $10,000 to one person. Try an accountant.
How much are taxes on a gift of cash?
The donor of the gift pays the tax. Bona-fide gifts are always tax-free to the recipient.
There is an annual exclusion of $12,000 per donor, per recipient. If a donor gives more than that to any ONE recipient then a Gift Tax return is required. Whether or not any Gift Tax will be due will depend upon the giver's lifetime gifting status. Currently the unified lifetime credit (linked to the Estate Tax exclusion) is $1,000,000. Until a donor has given taxable gifts that exceed both the $12,000 annual exclusion AND the unified lifetime credit amount, not tax will be due.
Because of the unified lifetime credit and the linkage of the credit to the Estate Tax exclusion, gift givers must keep permanent records of all gifts given and Gift Tax returns filed. The executor of their estate will need those when calculating any Federal Estate Tax due after they pass.
Reply:TFTP Report Abuse
Reply:You can give/receive up to $10,000 a year tax-free. Why not talk to the giver and see if they'll agree to just give ten thousand a year for the next four years? That way there'll be no gift taxes...and the gift tax is rather high.
Good luck!
Reply:The receiver doesn't pay tax on a gift. The giver has to file a gift tax return if he or she gives over $12,000 in one year to any one person, but might not have to pay any tax on it - there's a lifetime exemption of $1 million that they can apply the gift against if they haven't already used it up.
Reply:First, there is an annual exclusion for gifts, which is $12,000 per year, starting in 2006. To avoid all tax, this person could give you $12,000 over three years and neither of you would pay any tax (with the $4000 balance given in year four). No forms to fill out, no taxes owed.
If a couple is giving you the money (aka parents or grandparents), they can each give up to $12,000 per year, for a total of $24,000 per donee. In this case, you could have all the cash in two years, tax-free.
Other ways to avoid taxes is to have the person actually pay for certain services. These include college tuition or medical expenses.
If you simply have to get the whole amount in one lump, it is the donor who is primarily responsible for paying the tax.
Reply:Gifts are never taxable to the person who receives them. Person who gives the gift can give a gift up to $12,000 per person per year. If they exceed that amount they would have to file a gift tax return, but they have a lifetime exclusion of $1,000,000 to apply excess gifts against. So if they gave $40,000 they'd have to file the gift tax return, but not pay any taxes due to the lifetime exclusion, unless they had already used it up.
Reply:I didnt think that there was tax on gifts...well not in england neways
Reply:The first 3 responses are simply incorrect.
The 4th is correct except for the last item.
The 5th, 6th and 7th responses are correct and clarify the issues.
Reply:I believe the tax free limit is $10,000 to one person. Try an accountant.
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