'What is the fastest way to get cash using my 0 mortage home as equity?

I have clear title and owe nothing on my home in Los Angeles, CA. suburbs. I have bills due, not too bad but coming and need an influx of cash just for bills. I have no income, I have some equity in muni bonds, due to clear this month. Any suggestions?

'What is the fastest way to get cash using my 0 mortage home as equity?
A Reverse Mortage! Or better yet since you live in California, Sell the house and moved to a state were housing is cheaper. What's the average Californi home sell for these days a cool Million? My sister sold here home of 3 years in Ca. she into it for $350,000 and sold it for $750,000 she then moved to Oklahoma City, and Paid Cash for her 6000sq. ft. home with an indoor pool for $275.000 and banked the rest!
Reply:You can go to any bank and apply for a home equity loan. If you want a good interest rate you could go to a mortgage co. but its gonna cost you. Dude, if you go to a bank you could have cash in less than two weeks.
Reply:flexequity line of credit from union bank of california. let me know if you want more info.
Reply:I'm not so sure that it will be fast...But there are many financial institutions that would gladly give you a 1st mortgage providing your home meets their guideline requirements and they will pay for the closing as well...My suggestion to you... is get it with a line of credit.
Reply:TAKE AN EQUITY LOAN ON YOUR HOUSE . THE BANK CAN KNOCK IT OFF IN A WEEK OR SO . HOLD THE MUNIS AS THEY ARE GOING UP AND ALSO GET A JOB FOR INCOME . YOU MIGHT EVEN WANT TO CONSIDER SELLING THE HOUSE AS THE MARKET IS SOFTENING AND MAY GO ALOT LOWER .
Reply:Since your home is paid for, whatever it is worth is your equity. Get a home equity loan (or line of credit).


But, you'll want to watch out for the fees and interest rates!


It might not be very fast, since they may want a raft of paperwork and an appraisal...
Reply:Be safe and rent out rooms.


Without income you will find it hard to qualify, and if you do, to make regular payments to a line of credit.
Reply:Get a Home Equity Line of Credit, then borrow from that, and repay later. But most are not free. You might have to pay $50 per year, usually AFTER the first year is completed. That is part of the deal and is normal. Don't abuse it! Or they will take your house within 6 months of no payments. And they will get it.
Reply:go for an equity loan on your home