Please only honest answers here (No funny stuff, no point in wasting your time) but... I am 19 years old and really want to give my younger sisters a good Christmas..They are 14 and 16 and it's even harder to buy gifts because of their age. What are some side jobs to make extra cash for holiday shopping..I already have a plan to sell my prom and homecoming dresses on ebay..any other good ideas?
What are some ways to make extra cash for the holiday season?
Baby-sitting is pretty good, but finding jobs can be a little difficult since people like to know the person they're leaving their kids with (or at least have a good reference).
I hear sign twirling on the weekends pays pretty well, and you can pretty much listen to music the whole time and even dance around, if that's your thing.
You're thinking about putting old dresses up on ebay, which is a good plan, but also consider a plain old garage sale type thing. There's really not a ton of effort involved, and you get money for getting rid of mess.
Reply:you could work at sonic part time you get paid ok and you make tips in three days you could make 50 to 60 dollars and you can save each time you make money. but any job that gives you tip i think is a good way to make money. i work at sonic and i have money everyday.... unless i spend it.
dog teeth
Monday, April 26, 2010
Is there a difference between dividends and cash dividends when accounting for dividends?
I'm studying for the CFA Level I, and I thought dividends were always paid in cash, but am a bit confused since it appears that there is just a rearranging of the equity- retained earnings and paid-in capital- when accounting for dividends. Please advise. Thanks.
Is there a difference between dividends and cash dividends when accounting for dividends?
You are right. Dividends are paid out in cash. However there are usually 2 stages. First, you announce or declare the dividend to be paid on a certain date. When a corporation declares a cash dividend on its stock, its retained earnings are decreased (debited) and its current liabilities (Dividends Payable) are increased (credited). Later, when the cash dividend is actually paid, the Dividends Payable account is decreased (debited) and the corporation’s Cash account is decreased (credited).
The income statement is not affected by the declaration and payment of cash dividends on common stock. Dividends are reported in the Statement of Changes in Equity. The cash dividends will also be reported as a use of cash in the financing activities section of the cash flow statement.
Is there a difference between dividends and cash dividends when accounting for dividends?
You are right. Dividends are paid out in cash. However there are usually 2 stages. First, you announce or declare the dividend to be paid on a certain date. When a corporation declares a cash dividend on its stock, its retained earnings are decreased (debited) and its current liabilities (Dividends Payable) are increased (credited). Later, when the cash dividend is actually paid, the Dividends Payable account is decreased (debited) and the corporation’s Cash account is decreased (credited).
The income statement is not affected by the declaration and payment of cash dividends on common stock. Dividends are reported in the Statement of Changes in Equity. The cash dividends will also be reported as a use of cash in the financing activities section of the cash flow statement.
Has anyone ever stuffed envelopes for extra cash?
I see these ads all the time; all you have to do is stuff envelopes and mail them off after you order the stuff from some company. It is like outsourcing. Apparently it pays really well.
I was just wondering if anyone has ever done this. It seems like a scam, but I was hoping someone could prove me wrong. I am planning a wedding and I could really use the extra cash.
Has anyone ever stuffed envelopes for extra cash?
It is a scam. You stuff money into an envelope and send it to them.
Reply:It's a scam where they tell you to place the same type of ad and then "stuff" the envelopes when people send you money requesting the same type of job.
If you need extra money try freelance writing, blogging, surveys, or selling stuff on ebay.
You can find lots of free ways to make money at http://itsfree.proboards43.com
Reply:Hi Allison:
No, don't do it....it IS a scam. I have not done this, but I know it will not pay what it says. Call the Better Business Bureau to check them out....but DON'T do this.
I was just wondering if anyone has ever done this. It seems like a scam, but I was hoping someone could prove me wrong. I am planning a wedding and I could really use the extra cash.
Has anyone ever stuffed envelopes for extra cash?
It is a scam. You stuff money into an envelope and send it to them.
Reply:It's a scam where they tell you to place the same type of ad and then "stuff" the envelopes when people send you money requesting the same type of job.
If you need extra money try freelance writing, blogging, surveys, or selling stuff on ebay.
You can find lots of free ways to make money at http://itsfree.proboards43.com
Reply:Hi Allison:
No, don't do it....it IS a scam. I have not done this, but I know it will not pay what it says. Call the Better Business Bureau to check them out....but DON'T do this.
How much of a discount could I get paying for a house cash?
My husband and I are have land and we want a house built on it, however we want to pay cash for the house so we don't have to do financing...how much of a discount could we get that way?
How much of a discount could I get paying for a house cash?
You pay the contractors as you go. The discount will be in the form of no interest payments. But the contractors expect to be paid right away no matter what.
Reply:I would say you can get a 5% to 10% discount, since the builder knows you have the cash. You will need a letter from your banker stating that you have the assets available.
However, you do not want to pay the full amount up front. A lot of builders are going out of business and may not be around next month. You might want to check on THEIR bank and assets too.
When its time to do the job, pay a portion up front, a portion with the job half done and the portion on completion. That can be for the whole job if there is a general contractor, or for each separate job from several contractors.
Skipping the financing is a bonus for the contractor, so you will have a bit of an advantage.
Reply:From the builder? NONE!!!! He doesn't care if the money comes from you or from the bank. In fact, as a builder, I hate cash deals. We require that the full amount be put into escrow with an lawyer and we are paid in draws when a milestone is completed. The lawyer pays us directly - the same way that the bank would pay us. This way the owner (you) can't hold money back for reason that do relate to the work completed.
For example. we had a client that wouldn't pay us the draw because we wouldn't go back and change something (FOR FREE) that was already in place and had been already agreed to by the owners. (It was 3 windows in the basement that the owner didn't want, then changed their mind when the foundation was installed. It would have been cheaper to install them with the foundation pour; now we would have to cut them into place, which cost about 2000 more . . .)
EDIT: people like oahurealestate have not idea. If you were selling a car for $10,000 and the buyer could either get a loan for $10,000 or pay cash - would you discount the car (and lose) 10% ($1,000) just because they are paying cash or would you want them to get the loan. Either way you are getting paid and would turn the car over to the buyer until you got the money. I'm 100% sure you would want the buyer to get the bank loan and pay you fullprice of $10k.
Reply:Probably none whatsoever. The builder doesn't care if his check comes from you or the finance company, he still gets the same amount of money. You will however save some loan closing costs and other fees by paying cash, but if doing so you REALLY should use a good attorney to help you through this process.
Reply:Call the bank you desire to do business with and simply ask them. I'm pretty sure they'll be happy to help you. The reason I say this is because you really should have easy access to your liquid assets and there are many creative ways of dealing with building contractors especially if you're a good standin customer with the bank they use. Doesn't hurt to try.
And yes, all you little readers, I'm more than sure I'll see at least 2 thumbs down from you sweet idiots! This is a viable answer!
How much of a discount could I get paying for a house cash?
You pay the contractors as you go. The discount will be in the form of no interest payments. But the contractors expect to be paid right away no matter what.
Reply:I would say you can get a 5% to 10% discount, since the builder knows you have the cash. You will need a letter from your banker stating that you have the assets available.
However, you do not want to pay the full amount up front. A lot of builders are going out of business and may not be around next month. You might want to check on THEIR bank and assets too.
When its time to do the job, pay a portion up front, a portion with the job half done and the portion on completion. That can be for the whole job if there is a general contractor, or for each separate job from several contractors.
Skipping the financing is a bonus for the contractor, so you will have a bit of an advantage.
Reply:From the builder? NONE!!!! He doesn't care if the money comes from you or from the bank. In fact, as a builder, I hate cash deals. We require that the full amount be put into escrow with an lawyer and we are paid in draws when a milestone is completed. The lawyer pays us directly - the same way that the bank would pay us. This way the owner (you) can't hold money back for reason that do relate to the work completed.
For example. we had a client that wouldn't pay us the draw because we wouldn't go back and change something (FOR FREE) that was already in place and had been already agreed to by the owners. (It was 3 windows in the basement that the owner didn't want, then changed their mind when the foundation was installed. It would have been cheaper to install them with the foundation pour; now we would have to cut them into place, which cost about 2000 more . . .)
EDIT: people like oahurealestate have not idea. If you were selling a car for $10,000 and the buyer could either get a loan for $10,000 or pay cash - would you discount the car (and lose) 10% ($1,000) just because they are paying cash or would you want them to get the loan. Either way you are getting paid and would turn the car over to the buyer until you got the money. I'm 100% sure you would want the buyer to get the bank loan and pay you fullprice of $10k.
Reply:Probably none whatsoever. The builder doesn't care if his check comes from you or the finance company, he still gets the same amount of money. You will however save some loan closing costs and other fees by paying cash, but if doing so you REALLY should use a good attorney to help you through this process.
Reply:Call the bank you desire to do business with and simply ask them. I'm pretty sure they'll be happy to help you. The reason I say this is because you really should have easy access to your liquid assets and there are many creative ways of dealing with building contractors especially if you're a good standin customer with the bank they use. Doesn't hurt to try.
And yes, all you little readers, I'm more than sure I'll see at least 2 thumbs down from you sweet idiots! This is a viable answer!
How does Cash Crate send my money to me?
I registered to Cash Crate so I can make some money. But I have a question that I can't get the answer cause somehow I'm not allow to ask in the Cash Crate forums. How do the actually send the money to me? When do I get it? And does "Pending Earnings" mean the amount of money I earned by completing the offers? For the people that are members of this site, can u please help me with this?
How does Cash Crate send my money to me?
When all the pending earning are verified it will show on your monthly earnings. I guess you have to earn a total of $10 by the 15th of the month to get a check by the 15th of next month. I just signed up too.
Reply:try it go to http:// cashcrate .com/ 678290 (take out the spaces) Report Abuse
Reply:They send you a check. It is pretty complicated there at cash crate though..
If you want a sure income, then you might want to check out ptc (paid to click) sites. They pay you for every ad clicked. If you want to earn lots, you've got to refer lots of people.
check it out:
(*replace (dot) with actual dot)
http://www.foxcash(dot)net/?r=fayntangel
http://www.plusbux(dot)com/?r=fayntangel
http://www.bux(dot)to/?r=fayntangel
email me for questions :)
Reply:I am not the member of cash crate, but i do know there are many of them that are really paying you similar like cash crate..
they pay you to surf, pay you to search, pay you to register and etc...
here is the link --%26gt;
http://www.internet2cash.com/
Reply:Cash crate is too complicated
visit my blog, there’s a best solution for you :
http://www.freedollarsforyou.blogspot.co...
Reply:They send you a check. Lets say its june's earnings, by the 20th of july the check will be in your mailbox.
braces for teeth
How does Cash Crate send my money to me?
When all the pending earning are verified it will show on your monthly earnings. I guess you have to earn a total of $10 by the 15th of the month to get a check by the 15th of next month. I just signed up too.
Reply:try it go to http:// cashcrate .com/ 678290 (take out the spaces) Report Abuse
Reply:They send you a check. It is pretty complicated there at cash crate though..
If you want a sure income, then you might want to check out ptc (paid to click) sites. They pay you for every ad clicked. If you want to earn lots, you've got to refer lots of people.
check it out:
(*replace (dot) with actual dot)
http://www.foxcash(dot)net/?r=fayntangel
http://www.plusbux(dot)com/?r=fayntangel
http://www.bux(dot)to/?r=fayntangel
email me for questions :)
Reply:I am not the member of cash crate, but i do know there are many of them that are really paying you similar like cash crate..
they pay you to surf, pay you to search, pay you to register and etc...
here is the link --%26gt;
http://www.internet2cash.com/
Reply:Cash crate is too complicated
visit my blog, there’s a best solution for you :
http://www.freedollarsforyou.blogspot.co...
Reply:They send you a check. Lets say its june's earnings, by the 20th of july the check will be in your mailbox.
braces for teeth
What should I do if I sent cash through mail from Singapore overseas recently?
I do not know that I should not send cash through mail (unregistered) until today. Is there a chance that the mail will be delivered by Singpost to the philippines? What should I do? Pls help. Thanks!
What should I do if I sent cash through mail from Singapore overseas recently?
You should learn a lesson from this mistake.
There is nothing that you can do now but hope.
Reply:"A fool and his money are soon parted."
Reply:No one should ever send cash by post. Maybe send 5 USD maximum to a friend.
-If someone wants you to send cash for a product they are scamming you and you will never see the money again or get the product
-If you are sending to a friend to help them the chances of it going missing in the post is excellent. Cash is untraceable and you will never see it again.
What should I do if I sent cash through mail from Singapore overseas recently?
You should learn a lesson from this mistake.
There is nothing that you can do now but hope.
Reply:"A fool and his money are soon parted."
Reply:No one should ever send cash by post. Maybe send 5 USD maximum to a friend.
-If someone wants you to send cash for a product they are scamming you and you will never see the money again or get the product
-If you are sending to a friend to help them the chances of it going missing in the post is excellent. Cash is untraceable and you will never see it again.
How can I get a small business loan? I have good credit but little cash or assetts?
I am looking into buying a small business just outside of Denver, Colorado but I have no idea where to start as far as getting a loan. I have good credit but would only be able to come up with $2,000 -$3,000 up front cash. As far as assetts, I have virtually nothing. Is a business loan even an option in this situation? I need a loan for about $230,000. The business I am looking into buying is well established and very lucrative would this factor into the loan situation?
How can I get a small business loan? I have good credit but little cash or assetts?
The truth is that it is difficult for a startup business to borrow money as a small business loan -- especially without assets and without experience in the business.
However, if you're applying for a loan and if it is a big amount, banks and even the Small Business Administration may consider the following factors:
- A business plan explaining what the business is
- Your background and experience in the business -- in my experience, this is KEY in the eyes of the bank because they want to make sure that you know what you are doing and that you can make the business work. If you don't have any experience with the business, have someone on board that knows the business to give banks assurance that someone will guide you
- Your credit factors because it shows your dependability and how well you handle credit. They will do a credit check on you and poor credit history may be frowned upon, or even reason for the disapproval of your loan application
- Your collateral. Banks, even SBA guaranteed loans, want the borrower to show collateral. They want to be guaranteed that somewhere somehow they can get payment from you
- Condition or terms of loans. Banks would want to know three important things: "How much money are you requesting? What will it be used for? and For how long will it be needed?" Banks oftentimes prefer to approve loans for items that can be identified, has lasting value, and can be repossessed and sold if things fail.
You have a very tight situation when you only have very little money and no assets. However, I suggest you talk to your local Small Business Development Center. They may be able to give you lists of banks and financial institutions in your area who may be able to give you a loan -- even if it's not a full amount. Who knows, one of the smaller local banks would be willing to take a risk on you.
Here is an interactive map of Colorado -- click on your location to find the nearest SBDC http://www.advancecolorado.com/small-bus... and ask for their help on how you can get the financing you need
Reply:Go to a bank and apply for a loan.
How can I get a small business loan? I have good credit but little cash or assetts?
The truth is that it is difficult for a startup business to borrow money as a small business loan -- especially without assets and without experience in the business.
However, if you're applying for a loan and if it is a big amount, banks and even the Small Business Administration may consider the following factors:
- A business plan explaining what the business is
- Your background and experience in the business -- in my experience, this is KEY in the eyes of the bank because they want to make sure that you know what you are doing and that you can make the business work. If you don't have any experience with the business, have someone on board that knows the business to give banks assurance that someone will guide you
- Your credit factors because it shows your dependability and how well you handle credit. They will do a credit check on you and poor credit history may be frowned upon, or even reason for the disapproval of your loan application
- Your collateral. Banks, even SBA guaranteed loans, want the borrower to show collateral. They want to be guaranteed that somewhere somehow they can get payment from you
- Condition or terms of loans. Banks would want to know three important things: "How much money are you requesting? What will it be used for? and For how long will it be needed?" Banks oftentimes prefer to approve loans for items that can be identified, has lasting value, and can be repossessed and sold if things fail.
You have a very tight situation when you only have very little money and no assets. However, I suggest you talk to your local Small Business Development Center. They may be able to give you lists of banks and financial institutions in your area who may be able to give you a loan -- even if it's not a full amount. Who knows, one of the smaller local banks would be willing to take a risk on you.
Here is an interactive map of Colorado -- click on your location to find the nearest SBDC http://www.advancecolorado.com/small-bus... and ask for their help on how you can get the financing you need
Reply:Go to a bank and apply for a loan.
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